4100 3rd St, Des Moines, IA 50313 Property Records

Polk County property record for 4100 3rd St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,291 sqft · built 1924
Lot Size	0.145 acres (6,350 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 2020)
Tax Bill	$3,092 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Sale & Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7924-22-428-024`

Property Details

APN / Parcel Number

Primary APN	`7924-22-428-024`
Alternative APN	`070/00911-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,291 sqft Living Area
Gross Area	1,675 sqft
1st Floor Area	776 sqft
Upper Floors Area	515 sqft
Basement Area	768 sqft
Finished Basement	384 sqft

Exterior

Year Built	Built 1924
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,350 sqft (0.145 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	112 sqft
Patio Area	200 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4100 3RD ST
City	DES MOINES
State	IA
Zip	50313-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 COLLEGE PARK
Legal Range	24W
Legal Township	79N
Legal Section	22
Legal Subdivision	COLLEGE PARK
Legal Lot Number	36
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3001
Census Tract	400

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4100 3RD ST, DES MOINES, IA 50313-3518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 29, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage US BANK NA
Aug 8, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Jul 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	2020-00011184
Deed Book / Page	17975 / 790
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4100 3RD ST, DES MOINES, IA 50313-3518
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126775
Date	Dec 3, 2021
Book Page	18891/1
Instrument	2021-00126775

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 29, 2020
Property Address	4100 3RD ST, DES MOINES, IA 50313-3518
Document Number	202000011184
Book / Page	17975 / 790
Instrument Date	Jul 26, 2020
Instrument	2020-00011184
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4100 3RD ST, DES MOINES, IA 50313-3518

Mortgage

Document Number	202000011186
Date	Jul 29, 2020
Instrument	2020-00011186

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000011187
Date	Jul 29, 2020
Book Page	17975/810
Instrument	2020-00011187

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4100 3RD ST, DES MOINES, IA 50313-3518
Document Number	0000011906
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 3RD ST DES MOINES IA 503133518, DES MOINES, IA 50313-3518

Mortgage

Document Number	0000011906
Date	Aug 10, 2018
Book Page	017033/000950
Instrument	11906

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2048

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 10, 2018
Property Address	4100 3RD ST, DES MOINES, IA 50313-3518
Document Number	0000002710
Book / Page	016995 / 000192
Instrument Date	Jul 9, 2018
Instrument	2710
Transaction Type	Transfer
Record Updated	Aug 6, 2018

Transaction

Amount	Amount Recorded
Tax	$104.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 3RD ST DES MOINES IA 503133518, DES MOINES, IA 50313-3518

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$176,800 (+14.81%) Land $28,800 Building $148,000	$176,800 (+14.81%) Land $28,800 Building $148,000
2024	$3,092.00 (-6.76%)
2023		$154,000 Land $25,000 Building $129,000	$154,000 Land $25,000 Building $129,000
2020	$3,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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