410 W Ormsby Ave, Louisville, KY 40203 Property Records

Louisville/Jefferson County Metro Government property record for 410 W Ormsby Ave, Louisville, KY 40203

Property Summary

Property Type	Apartments (5+ Units)
Details	19,855 sqft · built 1880
Lot Size	0.367 acres (16,000 sqft)
Owner	Company Name on Record
Last Sale	$1,150,000 (Nov 2020)
Tax Bill	$16,138 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2020 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08032D00310000`

Property Details

APN / Parcel Number

Primary APN	`08032D00310000`
Alternative APNs	`032D00310000` `08200610`

Interior

Total Rooms	18 Rooms
Stories	4 Stories
Building Area	19,855 sqft Finished Area
Basement Area	5,258 sqft

Exterior

Year Built	Built 1880
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	200 ft deep x 80 ft wide

Exterior Amenities

Porch	Open Porch
Balcony	Balcony
Balcony Area	132 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	08200610
Street Address	410 W ORMSBY AVE
City	LOUISVILLE
State	KY
Zip	40203-3083
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	TNZD-TRADITIONAL NEIGHBOR
Legal Description	0.3673 AC +/-, SS ORMSBY AVE 80 FT W OF 4TH ST 80 X 200 TO 15' ALLEY
Legal Lot Number	31
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE CENTRAL
Census Block Group	3
Census Block	3002
Census Tract	5200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Louisville Residential District (Boundary Increase) listed 1984 · 27 contributing resources · NRIS 84001583
Listed Area	Within Olmsted Park System listed 1982 · 6 contributing resources · NRIS 82002715

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 42191, MEMPHIS, TN 38174-2191
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Commercial Mortgage LIBERTY FCU
Nov 4, 2020	Warranty Deed, Transfer · Line of Credit BRADFORD NAT'L BK/GREENVILLE
Feb 26, 2019	Trustee's Deed, Construction Loan · Line of Credit REPUBLIC BK&TR
Jun 6, 2017	Deed of Trust, Mortgage · Conventional with PMI PATRICIA CUMMINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Jan 5, 2012 · Amount on Record
Deed Document Number	12158605
Deed Book / Page	11837 / 178
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	410 W ORMSBY AVE, LOUISVILLE, KY 40203-3083
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 LANE ALLEN RD 19, 19, LEXINGTON, KY 40504-3658

Mortgage

Document Number	0000133358
Date	Oct 23, 2025
Book Page	M 19515/65
Instrument	2025133358

Lender

Name	LIBERTY FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 21, 2030

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Nov 4, 2020
Property Address	410 W ORMSBY AVE, LOUISVILLE, KY 40203-3083
Document Number	0118370178
Book / Page	011837 / 000178
Instrument Date	Oct 22, 2020
Instrument	237039
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 42191 MEMPHIS TN 381742191, MEMPHIS, TN 38174-2191

Mortgage

Document Number	169280438
Date	Nov 4, 2020
Book Page	016928/000438
Instrument	237047

Lender

Name	BRADFORD NAT'L BK/GREENVILLE
Type	Bank
Address	GREENVILLE, IL 62246

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON KY
Recording Date	Feb 26, 2019
Property Address	410 W ORMSBY AVE, LOUISVILLE, KY 40203-3083
Document Number	0158600580
Book / Page	015860 / 000580
Instrument Date	Feb 11, 2019
Instrument	42091
Transaction Type	Construction Loan
Record Updated	Mar 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1473 S 4TH ST LOUISVILLE KY 402082118, LOUISVILLE, KY 40208-2118

Mortgage

Document Number	158600580
Date	Feb 26, 2019
Book Page	015860/000580
Instrument	42091

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 25, 2020

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	410 W ORMSBY AVE, LOUISVILLE, KY 40203-3083
Document Number	0150860928
Book / Page	015086 / 000928
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1473 S 4TH ST LOUISVILLE KY 402082118, LOUISVILLE, KY 40208-2118

Mortgage

Document Number	0150860928
Date	Jun 7, 2017
Book Page	015086/000928
Instrument	129234

Lender

Name	PATRICIA CUMMINGS
Address	10226 PINE GLEN CIR, LOUISVILLE, KY 40291-5255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,138.00 (-6.11%)	$1,280,870 (-) Land $100,000 Building $1,180,870
2024			$1,280,870 (-) Land $100,000 Building $1,180,870
2023	$17,189.00 (+9.9%)	$1,280,870 (+11.38%) Land $100,000 Building $1,180,870	$1,280,870 (+11.38%) Land $100,000 Building $1,180,870
2022	$15,640.00	$1,150,000 Land $80,000 Building $1,070,000	$1,150,000 Land $80,000 Building $1,070,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
BluegrassNet Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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