410 W Emerald St, Willard, OH 44890 Property Records

Huron County property record for 410 W Emerald St, Willard, OH 44890

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,072 sqft
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (May 2026)
Tax Bill	$962 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`51-0260-04-063-0000`

Property Details

APN / Parcel Number

Primary APN	`51-0260-04-063-0000`
Alternative APN	`486980`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,072 sqft Total Area
1st Floor Area	1,184 sqft
2nd Floor Area	888 sqft
Basement Area	532 sqft
Unfinished Basement	532 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	High
Garage Type	Detached
Garage Area	224 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	55 sqft
Patio Area	110 sqft
Lean-To	112 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	486980
Street Address	410 W EMERALD ST
City	WILLARD
State	OH
Zip	44890-1235
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 580
Legal Subdivision	CITY OF WILLARD
Legal Lot Number	580
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	2
Census Block	2025
Census Tract	916200

Owner

410 W Emerald St, a duplex, is owned and occupied by an individual who bought it in May 2026.

Source: Huron County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	410 W EMERALD ST, WILLARD, OH 44890-1235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Apr 30, 1999 · Amount on File
Deed Document Number	20262946
Prior Transfer Date	Oct 12, 2020
Prior Transfer Doc	0000006765
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	May 29, 2026
Property Address	410 W EMERALD ST, WILLARD, OH 44890-1235
Document Number	0000002946
Instrument Date	May 29, 2026
Instrument	20262946
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	ALLY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 W EMERALD ST, WILLARD, OH 44890-1235

Mortgage

Document Number	0000002947,
Date	May 29, 2026
Instrument	202605292947

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HURON OH
Recording Date	Oct 15, 2020
Property Address	410 W EMERALD ST, WILLARD, OH 44890-1235
Document Number	0000006765
Instrument Date	Oct 12, 2020
Instrument	6765
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	704 DALE AVE WILLARD OH 448901333, WILLARD, OH 44890-1333

Tax Assessment & Valuation

The 2025 property tax bill for 410 W Emerald St was $962, down 5.5% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$962.00 (-5.5%)	$28,760 (-) Land $4,810 Building $23,950	$82,190 (-) Land $13,750 Building $68,440
2024	$1,018.00 (+43.99%)	$28,760 (+56.3%) Land $4,810 Building $23,950	$82,190 Land $13,750 Building $68,440
2023	$707.00 (-1.39%)	$18,400 (-) Land $3,500 Building $14,900
2022	$717.00	$18,400 Land $3,500 Building $14,900
2021			$52,570 Land $10,000 Building $42,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 410 W Emerald St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 410 W Emerald St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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