410 Spring St, Aurora, IL 60505 Property Records

Kane County property record for 410 Spring St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 798 sqft · built 1937
Lot Size	0.82 acres (3,559 sqft)
Owner	Individual Name on Record
Tax Bill	$1,812 (2022)
Deeds & Mortgages	Feb 2020 Reverse Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-406-015`

Property Details

APN / Parcel Number

Primary APN	`15-22-406-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	798 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	798 sqft
Basement Area	798 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Frame
Lot Area	3,559 sqft (0.82 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	410 SPRING ST
City	AURORA
State	IL
Zip	60505-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT OF AURORA E 53.92 FT W 127 FT LOT 7 BLK 22
Legal Subdivision	MCCARTYS AMD
Legal Block	22
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2008
Census Tract	853402

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 SPRING ST, AURORA, IL 60505-2607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Feb 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 7, 2018	Intrafamily Transfer, Transfer · Reverse Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 27, 2018
Transfer Doc	0000058869
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	410 SPRING ST, AURORA, IL 60505-2607
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010021
Date	Feb 26, 2020
Instrument	2020K010021

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	811 Months
Due	Sep 8, 2087

Interest

Rate Type	Adjustable Rate
Rate	3.83%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	410 SPRING ST, AURORA, IL 60505-2607
Document Number	0000010022
Instrument Date	Feb 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 SPRING ST AURORA IL 605052607, AURORA, IL 60505-2607

Mortgage

Document Number	0000010022
Date	Feb 26, 2020
Instrument	10022

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	804 Months
Due	Feb 25, 2087

Interest

Rate Type	Adjustable Rate
Rate	3.83%

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 7, 2018
Property Address	410 SPRING ST, AURORA, IL 60505-2607
Document Number	0000058869
Instrument Date	Nov 27, 2018
Instrument	2018K058869
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 SPRING ST, AURORA, IL 60505-2607

Mortgage

Document Number	0000058870
Date	Dec 7, 2018
Instrument	2018K058870

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Dec 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$47,349 (+10.74%) Land $6,382 Building $40,967	$142,104 (+10.74%) Land $19,154 Building $122,950
2024		$42,756 (+22.66%) Land $5,834 Building $36,922	$128,319 (+22.71%) Land $17,509 Building $110,810
2022	$1,812.00 (+838.86%) Homeowner's exemption	$34,856 (+7.41%) Land $4,756 Building $30,100	$104,568 (+7.41%) Land $14,268 Building $90,300
2021	$193.00 Homeowner's exemption	$32,451 Land $4,428 Building $28,023	$97,353 Land $13,284 Building $84,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

Nearby Properties on Spring St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures