410 Smith St, Forest, OH 45843 Property Records

Hardin County property record for 410 Smith St, Forest, OH 45843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,364 sqft
Lot Size	0.367 acres (16,000 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Aug 2017)
Tax Bill	$959 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-020004.0000`

Property Details

APN / Parcel Number

Primary APN	`23-020004.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	948 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	200 ft deep x 80 ft wide
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	410 SMITH ST
City	FOREST
State	OH
Zip	45843-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS 2ND E PT 11
Legal Subdivision	SMITHS
Jurisdiction	HARDIN OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2005
Census Tract	100

Owner

Source: Hardin County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 SMITH ST, FOREST, OH 45843-1054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 17, 2017	Survivorship Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2017 · Amount on Record
Deed Sale	Aug 17, 2017 · Amount on Record
Prior Sale	Mar 24, 2016 · Amount on Record
Deed Document Number	201790561
Deed Book / Page	546 / 1413
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	410 SMITH ST, FOREST, OH 45843-1054
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	559/138
Date	Dec 18, 2020
Book Page	559/138
Instrument	202000004498

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

August 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Aug 17, 2017
Property Address	410 SMITH ST, FOREST, OH 45843-1054
Document Number	00546/1413
Book / Page	546 / 1413
Instrument Date	Jul 31, 2017
Instrument	201700090561
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	MID-AMERICAN TITLE AGENCY INC, MID AMERICAN TITLE AGENCY IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	410 SMITH ST, FOREST, OH 45843-1054

Mortgage

Document Number	201700090562
Date	Aug 17, 2017
Instrument	201700090562

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Jackson Township
Municipality	Forest Village
Unified School District	Riverdale Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$959.00 (-0.21%)	$30,030 (-) Land $2,520 Building $27,510
2024	$961.00 (+0.84%) Homeowner's exemption	$30,030 (-) Land $2,520 Building $27,510
2023	$953.00 (+19.13%) Homeowner's exemption	$30,030 (+37.5%) Land $2,520 Building $27,510	$85,800 (+37.5%) Land $7,200 Building $78,600
2022	$800.00 Homeowner's exemption	$21,840 Land $2,320 Building $19,520
2020			$62,400 Land $6,630 Building $55,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST VILLAGE serves 1,354 people · EPA ID OH3300312
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Verizon, Watch TV.

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