410 S 6th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 410 S 6th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,240 sqft · built 1996
Lot Size	0.136 acres (5,924 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,784 (2025)
Deeds & Mortgages	Nov 2025 Transfer Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-049-0128-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-049-0128-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	91 ft deep x 65 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	410 S 6TH ST
City	SAINT CLAIR
State	MI
Zip	48079-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	THAT PART OF LOTS 244 & 245, BEG N 6D 29M E 49.5' FROM SE COR OF LOT 245, TH N 83D 40M W 52.5', TH N 6D 29M E 2', TH N 83D
Legal Subdivision	MAP OF ST CLAIR
Legal Lot Number	244-245
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1051
Census Tract	642000

Owner

410 S 6th St is owned and occupied by two individuals who acquired it in October 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	410 S 6TH ST, SAINT CLAIR, MI 48079-5026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Intrafamily Transfer, Transfer
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 15, 2025
Transfer Doc	0005869979
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 10, 2025
Property Address	410 S 6TH ST, SAINT CLAIR, MI 48079-5026
Document Number	0005869979
Book / Page	5869 / 979
Map Reference	LB D PG 35
Instrument Date	Oct 15, 2025
Instrument	2025021625
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 S 6TH ST, SAINT CLAIR, MI 48079-5026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 S 6TH ST, SAINT CLAIR, MI 48079-5026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	410 S 6TH ST, SAINT CLAIR, MI 48079-5026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050410906
Date	Mar 29, 2019
Book Page	5041/906
Instrument	2019005548

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 18, 2044

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 410 S 6th St was $3,784 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,100 (+4.91%)	$350,200
2025	$3,784.00 (+2.83%) Homeowner's exemption	$166,900
2024	$3,680.00		$333,800
2023		$142,900
2022	$3,421.00		$285,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 410 S 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 410 S 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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