410 S 38th St, Billings, MT 59101 Property Records

Yellowstone County property record for 410 S 38th St, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1941
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,800 (Dec 2022)
Tax Bill	$1,520 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A088410`

Property Details

APN / Parcel Number

Primary APN	`000A088410`
Alternative APNs	`03-0927-03-3-02-05-0000` `A088410` `R039076` `A08841`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	1,376 sqft
1st Floor Area	704 sqft
Basement Area	672 sqft
Finished Basement	604 sqft
Unfinished Basement	68 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Asbestos Frame
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,250 sqft (0.121 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	24 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	410 S 38TH ST
City	BILLINGS
State	MT
Zip	59101-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	HIGHLAND ADD, S03, T01 S, R26 E, BLOCK 29, LOT 8, & S2 LT 9
Legal Range	26E
Legal Township	01S
Legal Section	03
Legal Subdivision	HIGHLAND ADD
Legal Block	29
Legal Lot Number	8
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	4
Census Block	4026
Census Tract	300

Owner

Source: Yellowstone County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	410 S 38TH ST, BILLINGS, MT 59101-3530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK
Sep 15, 2025	Intrafamily Transfer, Transfer
Dec 23, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2022 · Amount on Record
Deed Sale	Dec 23, 2022 · Amount on Record
Deed Document Number	20224037570
Last Transfer Date	Sep 15, 2025
Transfer Doc	0004114456
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 5, 2026
Property Address	410 S 38TH ST, BILLINGS, MT 59101-3530
Document Number	0004148133
Instrument Date	Sep 30, 2026
Instrument	20264148133
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 S 38TH ST, BILLINGS, MT 59101-3530
Investor	Possibly a Property Investor

Mortgage

Document Number	0004148133,
Date	Oct 5, 2026
Instrument	20264148133

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2036

Interest

Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 15, 2025
Property Address	410 S 38TH ST, BILLINGS, MT 59101-3530
Document Number	0004114456
Instrument Date	Sep 15, 2025
Instrument	4114456
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 S 38TH ST, BILLINGS, MT 59101-3530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	410 S 38TH ST, BILLINGS, MT 59101-3530
Investor	Possibly a Property Investor

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 23, 2022
Property Address	410 S 38TH ST, BILLINGS, MT 59101-3530
Document Number	0004037570
Map Reference	DOC 5950
Instrument Date	Dec 23, 2022
Instrument	4037570
Transaction Type	Transfer
Record Updated	Jan 3, 2023
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 S 38TH ST, BILLINGS, MT 59101-3530

Mortgage

Document Number	0004037571
Date	Dec 23, 2022
Instrument	4037571

Lender

Name	FIRST FEDERAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	0004037572
Date	Dec 23, 2022
Instrument	4037572

Lender

Name	MONTANA HOMEOWNERSHIP NETWORK
Type	Non-Lending Institution
Address	GREAT FALLS, MT 59403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,400 (-) Land $36,602 Building $181,798	$218,400 (-) Land $36,602 Building $181,798
2025	$1,520.00 (+1.33%)	$218,400 (+29.92%)	$218,400 (+29.92%) Land $36,602 Building $181,798
2023	$1,500.00	$168,100	$168,100 Land $35,378 Building $132,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink, TDS Telecom, Ziply Fiber.

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