410 Ridgemere Way, Lancaster, OH 43130 Property Records

Fairfield County property record for 410 Ridgemere Way, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1981
Lot Size	0.248 acres (10,799 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,010 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-36285-400`

Property Details

APN / Parcel Number

Primary APN	`05-36285-400`
Alternative APN	`0622 01006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	864 sqft
Family Room	Family Room

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Terrain	Rolling
Patio Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	410 RIDGEMERE WAY
City	LANCASTER
State	OH
Zip	43130-4192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTER TRACE ESTATES PART III LOT 125
Legal Subdivision	HUNTER TRACE ESTATES
Legal Lot Number	125
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	4
Census Block	4027
Census Tract	31600

Owner

Source: Fairfield County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	410 RIDGEMERE WAY, LANCASTER, OH 43130-4192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 19, 2019	Deed of Trust, Mortgage · Line of Credit PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	410 RIDGEMERE WAY, LANCASTER, OH 43130-4192
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 RIDGEMERE WAY, LANCASTER, OH 43130-4192

Mortgage

Document Number	0000030690
Date	Nov 22, 2021
Instrument	202100030690

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 7, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	410 RIDGEMERE WAY, LANCASTER, OH 43130-4192
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002508
Date	Feb 19, 2019
Book Page	1785/1272
Instrument	201900002508

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,010.00 (+228.59%)	$66,860 (+35.81%) Land $23,800 Building $43,060	$191,020 (+35.8%) Land $68,000 Building $123,020
2023	$1,829.00	$49,230 (-) Land $12,730 Building $36,500
2022		$49,230 Land $12,730 Building $36,500	$140,660 Land $36,380 Building $104,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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