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410 Overlook Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 410 Overlook Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details6,640 sqft · built 2012
Lot Size1.05 acres (46,030 sqft)
OwnerCompany Name on File
Last Sale$70,000 (Dec 2011)
Tax Bill$7,351 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-35-662500-000221

Property Details

APN / Parcel Number

Primary APN26-28-35-662500-000221
Alternative APNs
  • 352826662500000221
  • 52826000

Interior

Units2 Units
Stories1 Story
Building Area6,640 sqft Gross Area
1st Floor Area6,640 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2014
Fire ResistanceMasonry Walls, Wood Interior
Lot Area46,030 sqft
View / LotCommercial
Garage Area6,000 sqft

Location & Zoning

Street Address410 OVERLOOK DR
CityWINTER HAVEN
StateFL
Zip33884-1666
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionFLA HIGHLANDS CO SUB PB 3 PG 27 LOTS 2 & 3 DESC AS BEG SW COR OF LOT 2 RUN N 186.22 E 68.78 N 69 DEG 54 MIN E 43.99 E 52 S 208.22 TO S BNDRY SD LOT 2 W 158.88 TO POB & S 186.22 OF LOT 3 LYING E & S OF SR 550 (FORMERLY S-542) LESS ADDL R/W FOR SR 550
Legal Range26E
Legal Township28S
Legal Section35
Legal SubdivisionFLORIDA HIGHLAND CO SUBDIVISION
Legal Tract662500
Legal Block1
Legal Lot Number2,3
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1015
Census Tract14001

Owner

Source: Polk County records · APN 26-28-35-662500-000221

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address410 OVERLOOK DR, WINTER HAVEN, FL 33884-1666
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Deed of Trust, Mortgage
CITIZENS BANK & TRUST
Oct 02, 2020Deed of Trust, Mortgage
CITIZENS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 16, 2011 · Amount on Record
Deed SaleDec 16, 2011 · Amount on Record
Prior SaleNov 15, 2011
Deed Document Number2011214396
Deed Book / Page8539 / 211
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address410 OVERLOOK DR, WINTER HAVEN, FL 33884-1666
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 OVERLOOK DR, WINTER HAVEN, FL 33884-1666

Mortgage

Document Number0000217407
DateAug 19, 2021
Book Page11856/103
Instrument2021217407
Lender
NameCITIZENS BANK & TRUST
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address410 OVERLOOK DR, WINTER HAVEN, FL 33884-1666
Document Number0114030197
Instrument DateOct 02, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address410 OVERLOOK DR WINTER HAVEN FL 338841666, WINTER HAVEN, FL 33884-1666

Mortgage

Document Number0114030197
DateOct 06, 2020
Book Page011403/000197
Instrument210021
Lender
NameCITIZENS BK
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,351.00 (-22.48%)$554,619 (-0.93%) Land $103,577 Building $451,042$554,619 (-0.93%) Land $103,577 Building $451,042
2024$9,483.00 (-1.2%)
2023$9,598.00 (+5.14%)$559,820 (+2.59%) Land $103,577 Building $456,243$559,820 (+2.59%) Land $103,577 Building $456,243
2022$9,129.00$545,696 Land $103,577 Building $442,119$545,696 Land $103,577 Building $442,119

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050140011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 43 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies134 units insured
91 under condo master policies
Nearby Flood Claims22 (1979–2022)
Claims Outside the SFHA4 of 22
Most Recent ClaimSep 2022, other causes, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 654 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 279 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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