410 O'Neal Dr, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 410 O'Neal Dr, Hoover, AL 35226

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,070 sqft · built 1973
Lot Size0.355 acres (15,504 sqft)
OwnerOwner Name on Record
Last Sale$187,500 (Feb 2001)
Tax Bill$2,837 (2025)
Deeds & MortgagesApr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN39-00-10-1-002-001.000

Property Details

APN / Parcel Number

Primary APN39-00-10-1-002-001.000
Alternative APNs
  • 39101002001000RR00
  • 58799

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,070 sqft Living Area
Gross Area4,906 sqft
1st Floor Area3,070 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1979
Exterior MaterialAluminum/Vinyl
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area15,504 sqft (0.355 acres)
Lot Dimensions136 ft deep x 114 ft wide
Patio Area744 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number58799
Old Parcel Number39101002001000RR00
Street Address410 ONEAL DR
CityHOOVER
StateAL
Zip35226-1647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 17 BL 3 EAGLE POINT SUB 99/58 BHAM
Legal Range03W
Legal Township19S
Legal Section10
Legal QuarterNE
Legal SubdivisionEAGLE POINT SUB
Legal Block3
Legal Lot Number17
JurisdictionJEFFERSON AL
Township / Civil DivisionHOOVER
Census Block Group1
Census Block1023
Census Tract14406

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address410 ONEAL DR, HOOVER, AL 35226-1647
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2001 · Amount on Record
Deed SaleFeb 2, 2001 · Amount on Record
Deed Document Number2001603204
Deed Book / Page200160 / 3204
Prior Transfer DateJan 31, 2001
Prior Transfer Doc200163204
Record UpdatedJun 8, 2026

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJEFFERSON AL
Property Address410 ONEAL DR, HOOVER, AL 35226-1647
Document Number0000052071
Instrument DateApr 5, 2018
Transaction TypeMortgage
Record UpdatedJun 7, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address410 ONEAL DR HOOVER AL 352261647, HOOVER, AL 35226-1647

Mortgage

Document Number0000052071
DateMay 21, 2018
Instrument52071
Lender
NameWFB NA
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueMay 20, 2058
Interest
Rate2.87%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
MunicipalityHoover City
Unified School DistrictHoover City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,837.00 (+4.3%) Homeowner's exemption$39,820 (+6.99%)$438,600 (+17.84%) Land $189,400 Building $249,200
2023$37,220 Land $12,300 Building $24,920$372,200 Land $123,000 Building $249,200
2022$2,720.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims35 (1979–2022)
Claims Outside the SFHA3 of 35
Most Recent ClaimJun 2022 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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