Niagara County and Lockport City property record for 410 N Transit St, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,631 sqft · built 1906 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,555 (Jun 2005) |
| Tax Bill | $3,479 (2026) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-4828.000 |
| Primary APN | 5-4828.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,631 sqft Living Area |
| 1st Floor Area | 876 sqft |
| 2nd Floor Area | 392 sqft |
| Upper Floors Area | 363 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 134 ft deep x 39.8 ft wide |
| Porch | Slab |
| Porch Area | 298 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5-4828.000 |
|---|---|
| Street Address | 410 N TRANSIT ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-2143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | HOLLAND PURCHASE |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 23500 |
410 N Transit St is owned and occupied by an individual who bought it in June 2005.
Source: Niagara County and Lockport City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 410 N TRANSIT ST, LOCKPORT, NY 14094-2143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UTILITIES EMPLOYEES CU |
| Mar 17, 2022 | Deed of Trust, Mortgage · Line of Credit UTILITIES EMPLOYEES CU |
| Aug 9, 2017 | Grant Deed, Transfer |
| Jan 19, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2005 · Amount on File |
| Deed Sale | Jun 8, 2005 · Amount on File |
| Prior Sale | Mar 7, 2005 · Amount on File |
| Deed Book / Page | 3320 / 57 |
| Prior Transfer Date | Sep 25, 2000 |
| Prior Transfer Doc | 3058000064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 410 N TRANSIT ST, LOCKPORT, NY 14094-2143 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 410 N TRANSIT ST, LOCKPORT, NY 14094-2143 |
| Document Number | 0000009418 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 2023-19418 |
| Name | UTILITIES EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14094 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 16, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 410 N TRANSIT ST, LOCKPORT, NY 14094-2143 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 410 N TRANSIT ST, LOCKPORT, NY 14094-2143 |
| Document Number | 0000005108 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 2022-05108 |
| Name | UTILITIES EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | READING, PA 19610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Aug 9, 2017 |
| Property Address | 410 N TRANSIT ST, LOCKPORT, NY 14094-2143 |
| Document Number | 0000015690 |
| Instrument Date | Aug 9, 2017 |
| Instrument | 15690 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 TRANSIT RD LOCKPORT NY 14094, LOCKPORT, NY 14094 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jan 19, 2017 |
| Property Address | 410 N TRANSIT ST, LOCKPORT, NY 14094-2143 |
| Document Number | 0000001392 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 1392 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $105.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 CHARLOTTE ST LOCKPORT NY 140942102, LOCKPORT, NY 14094-2102 |
The 2026 property tax bill for 410 N Transit St was $3,479, down 2.4% from the year before.
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,479.00 (-2.36%) | ||
| 2025 | $3,563.00 | $131,000 Land $4,000 Building $127,000 | $131,000 Land $4,000 Building $127,000 |
| 2023 | $119,000 (+10.19%) Land $4,000 Building $115,000 | $119,000 (+10.19%) Land $4,000 Building $115,000 | |
| 2022 | $108,000 Land $4,000 Building $104,000 | $108,000 Land $4,000 Building $104,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 410 N Transit St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 410 N Transit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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