410 N 12th St, Lamar, CO 81052 Property Records

Prowers County property record for 410 N 12th St, Lamar, CO 81052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 2000
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,000 (Sep 2026)
Tax Bill	$559 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2024 Construction Loan + 8 more
Flood Zone	Zone X (minimal risk)
APN	`262315250`

Property Details

APN / Parcel Number

Primary APN	`262315250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Modular
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	410 N 12TH ST
City	LAMAR
State	CO
Zip	81052-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	46-22-3199.8FT N-S X 175FT E-W IN SW1/4 LOT 2 - BEG PT 419.8FT N & 425.5FT E OF SW CORNER FOR POB - E 195FT - N 99.8FT - W 19
Legal Range	46W
Legal Township	22S
Legal Section	31
Legal Subdivision	LMR SUB INSIDE CITY
Legal Lot Number	2
Jurisdiction	PROWERS CO
Township / Civil Division	LAMAR
Census Block Group	1
Census Block	1017
Census Tract	200

Owner

Source: Prowers County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	410 N 12TH ST, LAMAR, CO 81052-2353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Special Warranty Deed, Transfer · Conventional Mortgage CANVAS CREDIT UNION
Nov 1, 2024	Deed of Trust, Mortgage · Construction Mortgage POINTS WEST COMMUNITY BANK
Sep 25, 2024	Deed of Trust, Mortgage · Construction Mortgage POINTS WEST COMMUNITY BANK
Oct 12, 2011	Deed of Trust, Mortgage COMMUNITY STATE BANK
Nov 17, 2014	Deed of Trust, Mortgage COMMUNITY STATE BANK
Nov 13, 2023	Warranty Deed, Transfer · Line of Credit POINTS WEST COMMUNITY BANK
Oct 4, 2011	Trustee's Deed, Foreclosure Foreclosure Auction
Dec 7, 2007	Quit Claim Deed, Transfer SOUTHEAST COLORADO ENTERPRISE DEVEL
Apr 5, 2006	Sheriff's Deed, Foreclosure
Jan 18, 2006	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Oct 4, 2011
Deed Document Number	2026566454
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PROWERS CO
Recording Date	Sep 8, 2026
Property Address	410 N 12TH ST, LAMAR, CO 81052-2353
Document Number	0000566454
Instrument Date	Sep 3, 2026
Instrument	2026566454
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,626.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N 12TH ST, LAMAR, CO 81052-2353

Mortgage

Document Number	0000566455,
Date	Sep 8, 2026
Instrument	2026566455

Lender

Name	CANVAS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROWERS CO
Property Address	410 N 12TH ST, LAMAR, CO 81052-2353
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000562414
Date	Nov 1, 2024
Instrument	562414

Lender

Name	POINTS WEST COMMUNITY BANK
Type	Bank
Address	TORRINGTON, WY 82240

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Apr 1, 2025

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROWERS CO
Property Address	410 N 12TH ST, LAMAR, CO 81052-2353
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000562161
Date	Sep 25, 2024
Instrument	562161

Lender

Name	POINTS WEST COMMUNITY BANK
Type	Bank
Address	TORRINGTON, WY 82240

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Apr 1, 2025

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROWERS CO
Property Address	410 N 12TH ST, LAMAR, CO 81052-2353
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000527640
Date	Oct 12, 2011
Instrument	527640

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	LAMAR, CO 81052

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2021

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROWERS CO
Property Address	410 N 12TH ST, LAMAR, CO 81052-2353
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000537612
Date	Nov 17, 2014
Instrument	537612

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	LAMAR, CO 81052

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 10, 2024

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROWERS CO
Recording Date	Nov 13, 2023
Property Address	410 N 12TH ST, LAMAR, CO 81052-2353
Document Number	0000560285
Instrument Date	Nov 13, 2023
Instrument	560285
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N 12TH ST, LAMAR, CO 81052-2353

Mortgage

Document Number	0000560286
Date	Nov 13, 2023
Instrument	560286

Lender

Name	POINTS WEST COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Oct 30, 2028

October 2011: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PROWERS CO
Recording Date	Oct 4, 2011
Property Address	410 N 12TH ST, LAMAR, CO 81052-2353
Document Number	0000527586
Instrument Date	Oct 4, 2011
Instrument	527586
Transaction Type	Foreclosure
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	411 N 12TH ST, LAMAR, CO 81052-2352
Investor	Possibly a Property Investor

December 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROWERS CO
Recording Date	Dec 7, 2007
Property Address	410 N 12TH ST, LAMAR, CO 81052-2353
Document Number	0000516452
Instrument Date	Dec 7, 2007
Instrument	516452
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.02
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 E ELM ST, LAMAR, CO 81052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 738, LAMAR, CO 81052-0738

Mortgage

Document Number	0000516453
Date	Dec 7, 2007
Instrument	516453

Lender

Name	SOUTHEAST COLORADO ENTERPRISE DEVEL
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2037

Interest

Rate	4%

April 2006: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PROWERS CO
Recording Date	Apr 5, 2006
Property Address	410 N 12TH ST, LAMAR, CO 81052-2353
Document Number	0000510771
Instrument Date	Apr 5, 2006
Instrument	510771
Transaction Type	Foreclosure
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1600, LAMAR, CO 81052-1600

January 2006: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PROWERS CO
Recording Date	Jan 18, 2006
Property Address	410 N 12TH ST, LAMAR, CO 81052-2353
Document Number	0000510137
Instrument Date	Jan 18, 2006
Instrument	510137
Transaction Type	Foreclosure
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 S MAIN ST, LAMAR, CO 81052-2866

Tax Assessment & Valuation

Source: Prowers County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Prowers County
Municipality	Lamar City
Unified School District	Lamar School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$559.00 (+687.32%)		$117,458 (+99.26%) Land $12,050 Building $105,408
2023	$71.00 (+44.9%)	$14,256 (-) Land $5,064 Building $9,192	$58,947 (+106.74%) Land $10,129 Building $48,818
2022	$49.00 (-57.02%)	$14,256 Land $5,064 Building $9,192	$28,513 Land $10,129 Building $18,384
2019	$114.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAMAR serves 7,500 people · EPA ID CO0150700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	300 / 50
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Verizon.

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