410 Mountain Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 410 Mountain Rd, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	3,551 sqft · built 1986
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on File
Last Sale	$849,000 (Apr 2020)
Tax Bill	$21,129 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-11002-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`02-11002-0000-00002`
Alternative APNs	`02001880000000110001` `020018800000001101`

Interior

Stories	2 Stories
Building Area	3,551 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	148,104 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	020018800000001101
Street Address	410 MOUNTAIN RD
City	BASKING RIDGE
State	NJ
Zip	07920-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	DEER RDG DEV SEC 1
Legal Block	11002
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2015
Census Tract	52604

Owner

Source: Somerset County and Bernards Township records · APN 02-11002-0000-00002

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	410 MOUNTAIN RD, BASKING RIDGE, NJ 07920-3413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 08, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 13, 2020	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Jul 15, 1999 · Amount on Record
Deed Document Number	202015360
Deed Book / Page	7203 / 2483
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	410 MOUNTAIN RD, BASKING RIDGE, NJ 07920-3413
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029207
Date	Nov 08, 2023
Book Page	7532/2856
Instrument	2023029207

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 09, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Apr 13, 2020
Property Address	410 MOUNTAIN RD, BASKING RIDGE, NJ 07920-3413
Document Number	0000015360
Book / Page	007203 / 002483
Instrument Date	Mar 18, 2020
Instrument	15360
Transaction Type	Transfer
Record Updated	Jul 01, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$849.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	410 MOUNTAIN RD BASKING RIDGE NJ 079203413, BASKING RIDGE, NJ 07920-3413

Mortgage

Document Number	15361
Date	Apr 13, 2020
Book Page	007203/002492
Instrument	15361

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Tax Assessment & Valuation

Source: Somerset County and Bernards Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,334,800 (+6.64%) Land $403,200 Building $931,600	$1,334,800 (+6.64%) Land $403,200 Building $931,600
2025	$21,129.00 (+3.59%)	$1,251,700 (+18.01%) Land $385,200 Building $866,500	$1,251,700 (+18.01%) Land $385,200 Building $866,500
2024	$20,396.00 (+16.48%)
2023		$1,060,700 Land $358,200 Building $702,500	$1,060,700 Land $358,200 Building $702,500
2022	$17,511.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Based on FCC filings for 35 locations within half a mile of this property.

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