410 Madison St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 410 Madison St, Ithaca, NY 14850

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,666 sqft · built 1880
Lot Size	0.054 acres (2,368 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jun 2010)
Tax Bill	$6,238 (2026)
Deeds & Mortgages	May 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`500700 44.-5-10`

Property Details

APN / Parcel Number

Primary APN	`500700 44.-5-10`
Alternative APN	`070004400000050100000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,666 sqft Living Area
1st Floor Area	859 sqft
2nd Floor Area	807 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	2,368 sqft (0.054 acres)
Lot Dimensions	74 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	410 MADISON ST
City	ITHACA
State	NY
Zip	14850-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	BNDRY CORRECTION WITH SALE
Legal Block	5
Legal Lot Number	10.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	1
Census Block	1051
Census Tract	800

Owner

Source: Tompkins County and Ithaca City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	410 MADISON ST, ITHACA, NY 14850-3436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Conventional with PMI ELMIRA SVGS BK
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEW YORK ST AFFORDABLE HSNG
Jan 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALTERNATIVES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2010 · Amount on Record
Deed Sale	Jun 4, 2010 · Amount on Record
Prior Sale	Jan 17, 2003 · Amount on Record
Deed Book / Page	55972 / 2001
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	410 MADISON ST, ITHACA, NY 14850-3436
Document Number	0000004420
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 MADISON ST ITHACA NY 148503436, ITHACA, NY 14850-3436

Mortgage

Document Number	0000004420
Date	May 15, 2020
Instrument	4420

Lender

Name	ELMIRA SVGS BK
Type	Federal Savings Bank
Address	ELMIRA, NY 14901

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	410 MADISON ST, ITHACA, NY 14850-3436
Document Number	0000003812
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 MADISON ST ITHACA NY 148503436, ITHACA, NY 14850-3436

Mortgage

Document Number	0000003812
Date	Apr 27, 2020
Instrument	3812

Lender

Name	NEW YORK ST AFFORDABLE HSNG
Address	NEW YORK, NY 10022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	410 MADISON ST, ITHACA, NY 14850-3436
Document Number	0000000493
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 MADISON ST ITHACA NY 148503436, ITHACA, NY 14850-3436

Mortgage

Document Number	0000000493
Date	Jan 16, 2019
Instrument	493

Lender

Name	ALTERNATIVES FCU
Address	ITHACA, NY 14850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2034

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
Municipality	Ithaca City
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,238.00 (-47.04%) Homeowner's exemption
2025	$11,779.00	$330,000 (+27.41%) Land $28,700 Building $301,300	$330,000 (+27.41%) Land $28,700 Building $301,300
2023	Homeowner's exemption	$259,000 Land $28,700 Building $230,300	$259,000 Land $28,700 Building $230,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	8 (1978–1996)
Most Recent Claim	May 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ITHACA CITY serves 29,457 people · EPA ID NY5404416
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Feb 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 781 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Fiberspark, Verizon.

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