410 Lugo Dr, Laredo, TX 78046 Property Records

Webb County property record for 410 Lugo Dr, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,325 sqft · built 2003
Lot Size0.127 acres (5,540 sqft)
Owner2 Individual Names on Record
Tax Bill$914 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN964-00180-050

Property Details

APN / Parcel Number

Primary APN964-00180-050
Alternative APN
  • 230576

Interior

Stories1 Story
Building Area1,325 sqft Living Area
1st Floor Area1,325 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,540 sqft (0.127 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeCarport
Garage Area636 sqft
CarportCarport
Carport Area636 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft

Location & Zoning

Street Address410 LUGO DR
CityLAREDO
StateTX
Zip78046-8448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 5 BLK 18 SANTA RITA VI-A
Legal SubdivisionSANTA RITA VI
Legal Block18
Legal Lot Number5
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group2
Census Block2006
Census Tract1820

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address410 LUGO DR, LAREDO, TX 78046-8448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address410 LUGO DR, LAREDO, TX 78046-8448
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4873/801
DateOct 1, 2020
Book Page4873/801
Instrument1405856
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$189,495 (+4.9%) Land $49,971 Building $139,524$189,495 (-0.53%) Land $49,971 Building $139,524
2025$914.00 (-11.26%) Homeowner's exemption$180,641 (+11.39%)$190,501 (+17.47%)
2024$1,030.00 (+6.08%)
2023$162,169 Land $41,938 Building $120,231$162,169 Land $41,938 Building $120,231
2022$971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T.

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