410 Loch Devon Dr, Lutz, FL 33548 Property Records

Hillsborough County property record for 410 Loch Devon Dr, Lutz, FL 33548

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,152 sqft · built 1991
Lot Size0.525 acres (22,853 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (Feb 2026)
Tax Bill$3,526 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN013716-9972

Property Details

APN / Parcel Number

Primary APN013716-9972
Alternative APN
  • U1227180JE000000000110

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,152 sqft Living Area
Gross Area3,593 sqft
1st Floor Area2,152 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2008
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area22,853 sqft (0.525 acres)
Lot Dimensions194 ft deep x 109 ft wide
Garage TypeAttached
Garage Area726 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area775 sqft
Patio Area624 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0137169972
Street Address410 LOCH DEVON DR
CityLUTZ
StateFL
Zip33548-4200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionLOCH DEVON ESTATES LOT 11
Legal Range18E
Legal Township27S
Legal Section12
Legal SubdivisionLOCH DEVON ESTATES
Legal TractJE
Legal Lot Number11
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group1
Census Block1001
Census Tract11103

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address410 LOCH DEVON DR, LUTZ, FL 33548-4200
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Nov 25, 2024Deed of Trust, Mortgage · Line of Credit
GROW FINANCIAL FCU
Feb 26, 2026Warranty Deed, Transfer · Seller Carry-Back
LEONARD KIRK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2026 · Amount on Record
Deed SaleFeb 26, 2026 · Amount on Record
Prior SaleMar 2, 2016 · Amount on Record
Deed Document Number202674773
Transfer Doc0109720904
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address410 LOCH DEVON DR, LUTZ, FL 33548-4200
Transaction TypeMortgage
Record UpdatedMar 16, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050677
DateJan 28, 2022
Instrument2022050677
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address410 LOCH DEVON DR, LUTZ, FL 33548-4200
Transaction TypeMortgage
Record UpdatedMar 16, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 LOCH DEVON DR, LUTZ, FL 33548-4200

Mortgage

Document Number0000490385
DateNov 25, 2024
Instrument2024490385
Lender
NameGROW FINANCIAL FCU
TypeCredit Union
AddressTAMPA, FL 33619
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueDec 1, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateFeb 26, 2026
Property Address410 LOCH DEVON DR, LUTZ, FL 33548-4200
Document Number0000074773
Map ReferenceMB 66 PG 15
Instrument DateFeb 25, 2026
Instrument2026074773
Transaction TypeTransfer
Record UpdatedMar 16, 2026
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,095.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15431 LAKESHORE VILLA DR # 73, 73, TAMPA, FL 33613-1326

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 LOCH DEVON DR, LUTZ, FL 33548-4200

Mortgage

Document Number0000074775
DateFeb 26, 2026
Instrument2026074775
Lender
NameLEONARD KIRK
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

Mortgage

Document Number0000074774
DateFeb 26, 2026
Instrument2026074774
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeLoan Assumption
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$455,042 (+104.44%) Land $146,542 Building $308,500$455,042 (-0.99%) Land $146,542 Building $308,500
2025$3,526.00 (+7.3%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption Widower's exemption$222,584 (+5.99%)$459,578 (+16.43%) Land $146,542 Building $313,036
2024$3,286.00 (+4.19%)
2023$3,154.00 (+5.91%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption$210,011 (+3%)$394,719 (+1.29%) Land $104,673 Building $290,046
2022$2,978.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$203,894$389,699 Land $94,205 Building $295,494

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims15 (1979–2024)
Claims Outside the SFHA2 of 15
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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