410 Kent St, Cambridge, MD 21613 Property Records

Dorchester County property record for 410 Kent St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1974
Lot Size	0.291 acres (12,678 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jan 2021)
Tax Bill	$2,255 (2026)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-144601`

Property Details

APN / Parcel Number

Primary APN	`07-144601`
Alternative APNs	`7144601` `144601`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Total Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,678 sqft (0.291 acres)
Garage Type	Mixed
Garage Area	198 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	144601
Street Address	410 KENT ST
City	CAMBRIDGE
State	MD
Zip	21613-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 42&43-12,678 SF 410 KENT ST CAMBRIDGE
Legal Subdivision	INSLEY SUB A APPLEBY
Legal Lot Number	42,43
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1034
Census Tract	970600

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 KENT ST, CAMBRIDGE, MD 21613-3024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	Nov 18, 2014 · Amount on Record
Deed Book / Page	1619 / 164
Prior Transfer Date	Nov 12, 2007
Prior Transfer Doc	70677
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jan 4, 2021
Property Address	410 KENT ST, CAMBRIDGE, MD 21613-3024
Document Number	0016190164
Book / Page	001619 / 000164
Instrument Date	Dec 30, 2020
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	EVANS TITLE COMPANY, EVANS TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	410 KENT ST CAMBRIDGE MD 216133024, CAMBRIDGE, MD 21613-3024

Mortgage

Document Number	16190171
Date	Jan 4, 2021
Book Page	001619/000171

Lender

Name	THOMAS W III & KAREN L TOBAT
Address	PO BOX 374, PRESTON, MD 21655-0374
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,255.00 (+4.21%) Homeowner's exemption	$130,067 (+0.83%)	$132,200 (+2.48%) Land $21,800 Building $110,400
2025	$2,164.00 (+12.59%) Homeowner's exemption	$129,000 (+18.49%) Land $21,800 Building $107,200	$129,000 (-) Land $21,800 Building $107,200
2023	$1,922.00 Homeowner's exemption	$108,867	$129,000 Land $21,800 Building $107,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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