410 Joseph Dr, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 410 Joseph Dr, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,154 sqft · built 1988
Lot Size	0.291 acres (12,689 sqft)
Owner	2 Individual Names on File
Last Sale	$770,700 (Dec 2025)
Tax Bill	$5,581 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0U-21 B:0000 L:0012`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0U-21 B:0000 L:0012`
Alternative APN	`M:0U=21 B:0000 L:0012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,154 sqft Living Area
Gross Area	4,428 sqft
Basement Area	1,104 sqft
Unfinished Basement	110 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,689 sqft (0.291 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	410 JOSEPH DR
City	FALL RIVER
State	MA
Zip	02720-4655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Lot Number	12
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2057
Census Tract	642500

Owner

410 Joseph Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	410 JOSEPH DR, FALL RIVER, MA 02720-4655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SAINT MICHAELS CU
Sep 16, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC
Dec 10, 2025	Quit Claim Deed, Transfer · Conventional Mortgage BRISTOL COUNTY SAVINGS BANK
Mar 29, 2024	Quit Claim Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Prior Sale	Mar 29, 2024
Deed Book / Page	11943 / 30
Prior Transfer Date	Dec 9, 2025
Prior Transfer Doc	0011943-30
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	410 JOSEPH DR, FALL RIVER, MA 02720-4655
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011016-115
Date	May 20, 2022
Book Page	11016/115
Instrument	9288

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	410 JOSEPH DR, FALL RIVER, MA 02720-4655
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010902-335
Date	Jan 28, 2022
Book Page	10902/335
Instrument	1780

Lender

Name	SAINT MICHAELS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	410 JOSEPH DR, FALL RIVER, MA 02720-4655
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011878-261
Date	Sep 16, 2025
Book Page	11878/261
Instrument	13299

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Dec 10, 2025
Property Address	410 JOSEPH DR, FALL RIVER, MA 02720-4655
Document Number	0011943-30
Book / Page	11943 / 30
Instrument Date	Dec 9, 2025
Instrument	17528
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	410 JOSEPH DR, FALL RIVER, MA 02720-4655

Mortgage

Document Number	0000017530
Date	Dec 10, 2025
Instrument	17530

Lender

Name	BRISTOL COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Mar 29, 2024
Property Address	410 JOSEPH DR, FALL RIVER, MA 02720-4655
Document Number	011490-267
Book / Page	11490 / 267
Instrument Date	Mar 25, 2024
Instrument	3789
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	410 JOSEPH DR, FALL RIVER, MA 02720-4655

Mortgage

Document Number	0000003790
Date	Mar 29, 2024
Instrument	3790

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 410 Joseph Dr was $5,581, up 12.1% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,581.00 (+12.07%)	$487,400 (+12.46%) Land $147,500 Building $339,900	$592,040 (+3.06%)
2024	$4,980.00 (-5.88%)	$433,400 (+0.51%) Land $141,800 Building $291,600	$574,465
2023	$5,291.00	$431,200 Land $122,600 Building $308,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 410 Joseph Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Joseph Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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