410 Janet Dr, Centralia, IL 62801 Property Records

Clinton County property record for 410 Janet Dr, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,780 sqft · built 1980
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$78,500 (May 2014)
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-14-13-304-005`

Property Details

APN / Parcel Number

Primary APN	`15-14-13-304-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,780 sqft Finished Area
1st Floor Area	1,780 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	12,632 sqft (0.29 acres)
Lot Width	90 ft Width
Garage Area	498 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	410 JANET DR
City	CENTRALIA
State	IL
Zip	62801-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	MEADOW VIEW NORTH SUB BLK 2 LOT 5
Legal Subdivision	MEADOW VIEW
Legal Block	2
Legal Lot Number	5
Jurisdiction	CLINTON IL
Township / Civil Division	BROOKSIDE
Census Block Group	3
Census Block	3017
Census Tract	900500

Owner

410 Janet Dr is owned and occupied by an individual who bought it in May 2014.

Source: Clinton County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	410 JANET DR, CENTRALIA, IL 62801-6003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2014 · Amount on File
Deed Sale	May 30, 2014 · Amount on File
Prior Sale	Nov 22, 2013
Deed Document Number	20142505
Prior Transfer Date	Sep 23, 2013
Prior Transfer Doc	0000006499
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	410 JANET DR, CENTRALIA, IL 62801-6003
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002868
Date	Aug 9, 2023
Instrument	2023R02868

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 24, 2033

Interest

Rate Type	Fixed Rate
Rate	9.85%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	410 JANET DR, CENTRALIA, IL 62801-6003
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005560
Date	Aug 24, 2021
Instrument	2021R05560

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 410 Janet Dr was $3,347, up 1.5% from the year before.

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Brookside Township
Municipality	Centralia City
Secondary School District	Centralia High School District 200 (09 - 12)
Elementary School District	Willow Grove School District 46 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,347.00 (+1.55%) Homeowner's exemption	$57,470 Land $3,450 Building $54,020	$172,410 Land $10,350 Building $162,060
2024	$3,296.00
2022	$3,208.00 (+2.69%)	$40,620 (+7.01%) Land $2,780 Building $37,840	$121,860 (+7.01%) Land $8,340 Building $113,520
2021	$3,124.00	$37,960 Land $2,600 Building $35,360	$113,880 Land $7,800 Building $106,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 410 Janet Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Janet Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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