410 Holmes St, Marcus, IA 51035 Property Records

Cherokee County property record for 410 Holmes St, Marcus, IA 51035

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,976 sqft · built 2024
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Oct 2025)
Tax Bill	$3,362 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0504426037`

Property Details

APN / Parcel Number

Primary APN	`0504426037`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,976 sqft
Basement Area	1,976 sqft
Finished Basement	1,976 sqft
Unfinished Basement	1,976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	1,163 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	845 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	410 HOLMES ST
City	MARCUS
State	IA
Zip	51035-7857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 EX W45 & EX E15 COUNTRY VIEW 1ST AD D 4301B
Legal Range	42W
Legal Township	92N
Legal Section	04
Legal Subdivision	COUNTRY VIEW
Legal Lot Number	4
Jurisdiction	CHEROKEE IA
Township / Civil Division	AMHERST
Census Block Group	3
Census Block	3089
Census Tract	80200

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	303 E BARNES ST, MARCUS, IA 51035-7853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF IOWA
Oct 14, 2024	Deed of Trust, Mortgage · Line of Credit UNITED BANK OF IOWA
Jul 1, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Jul 1, 2024 · Amount on Record
Deed Document Number	20252017
Deed Book / Page	2025 / 2017
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	410 HOLMES ST, MARCUS, IA 51035-7857
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/2178
Date	Nov 24, 2025
Book Page	2025/2178
Instrument	2025 2178

Lender

Name	UNITED BANK OF IOWA
Type	Bank
Address	501 2ND ST, IDA GROVE, IA 51445

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2035
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	7.75%
Index	5-Year CMT
Max Rate	11.7%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	410 HOLMES ST, MARCUS, IA 51035-7857
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 64, MARCUS, IA 51035-0064

Mortgage

Document Number	02024/1848
Date	Oct 14, 2024
Book Page	2024/1848
Instrument	2024 1848

Lender

Name	UNITED BANK OF IOWA
Type	Bank
Address	501 2ND ST, IDA GROVE, IA 51445

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Jul 1, 2024
Property Address	410 HOLMES ST, MARCUS, IA 51035-7857
Document Number	02024/1123
Book / Page	2024 / 1123
Instrument Date	Jun 26, 2024
Instrument	2024 1123
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Tax	$32.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 64, MARCUS, IA 51035-0064

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Marcus City
Unified School District	Marcus-Meriden-Cleghorn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,362.00 (+1,193.08%)	$551,310 (+110.57%) Land $20,460 Building $530,850	$626,310 (+139.21%) Land $20,460 Building $605,850
2025		$261,820 Land $20,460 Building $241,360	$261,820 Land $20,460 Building $241,360
2024	$260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARCUS WATER SUPPLY serves 1,079 people · EPA ID IA1838032
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westel Systems Fiber	1,000 / 1,000

May also be available: T-Mobile.

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