410 Grant St, Chenoa, IL 61726 Property Records

McLean County property record for 410 Grant St, Chenoa, IL 61726

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,058 sqft · built 1869
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (May 2020)
Tax Bill$2,114 (2024)
Deeds & MortgagesJan 2022 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-12-103-005

Property Details

APN / Parcel Number

Primary APN03-12-103-005

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,058 sqft Living Area
1st Floor Area1,058 sqft

Exterior

Year BuiltBuilt 1869
Effective Year BuiltEffective 1869
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsbestos
Lot Area14,810 sqft (0.34 acres)
Garage TypeDetached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Deck Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address410 GRANT ST
CityCHENOA
StateIL
Zip61726-1415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWH LEVERS ADD LOT 3,4 & N25 LOT 5 BLK 2
Legal SubdivisionWH LEVERS ADD
Legal Block2
Legal Lot Number3,4,5
JurisdictionMCLEAN IL
Township / Civil DivisionCHENOA
Census Block Group2
Census Block2057
Census Tract5700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address410 GRANT ST, CHENOA, IL 61726-1415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
May 4, 2020Warranty Deed, Transfer · FHA Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2020 · Amount on File
Deed SaleMay 4, 2020 · Amount on File
Prior SaleFeb 14, 2013 · Amount on File
Deed Document Number20207807
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address410 GRANT ST, CHENOA, IL 61726-1415
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 GRANT ST, CHENOA, IL 61726-1415

Mortgage

Document Number202200001948
DateJan 28, 2022
Instrument2022-00001948
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2051

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateMay 4, 2020
Property Address410 GRANT ST, CHENOA, IL 61726-1415
Document Number202000007807
Instrument DateApr 27, 2020
Instrument2020-00007807
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyMCLEAN COUNTY TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$112.50
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 GRANT ST, CHENOA, IL 61726-1415

Mortgage

Document Number202000007808
DateMay 4, 2020
Instrument2020-00007808
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

Mortgage

Document Number202000007809
DateMay 4, 2020
Instrument2020-00007809
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionChenoa Township
MunicipalityChenoa City
Unified School DistrictPrairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,518 (+20.69%) Land $2,172 Building $29,346$94,554 (+20.69%) Land $6,516 Building $88,038
2024$2,114.00 (+10.39%)
2023$1,915.00$26,114 Land $1,800 Building $24,314$78,342 Land $5,400 Building $72,942

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHENOA
serves 1,800 people · EPA ID IL1130300
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2023
Treatment and ProcedureCorrosion control
Apr 2023
Lead public education
Mar 2023
Lead service line replacement
Oct 2019
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon, Watch TV.

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