410 Gateford Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 410 Gateford Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,992 sqft · built 1995
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$389,500 (Oct 2015)
Tax Bill	$7,380 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24T-64-1046`

Property Details

APN / Parcel Number

Primary APN	`24T-64-1046`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,992 sqft Living Area
Gross Area	3,592 sqft
1st Floor Area	1,424 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	371 ft deep x 253 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	127 sqft
Deck Area	454 sqft
Patio Area	140 sqft
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	410 GATEFORD DR
City	BALLWIN
State	MO
Zip	63021-8343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WESTBROOKE WOODS PLAT TEN LOT 305
Legal Subdivision	WESTBROOKE WOODS PLAT TEN
Legal Lot Number	305
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3015
Census Tract	217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 GATEFORD DR, BALLWIN, MO 63021-8343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Dec 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK NA
Dec 6, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES NAT'L BK
Nov 17, 2017	Deed of Trust, Mortgage MIDLAND STATES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2015 · Amount on Record
Deed Sale	Oct 19, 2015 · Amount on Record
Prior Sale	Oct 9, 2015 · Amount on Record
Deed Document Number	2015543
Deed Book / Page	21729 / 925
Prior Transfer Date	Oct 7, 2015
Prior Transfer Doc	0217290925
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	410 GATEFORD DR, BALLWIN, MO 63021-8343
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 GATEFORD DR, BALLWIN, MO 63021-8343

Mortgage

Document Number	2022082300187
Date	Aug 23, 2022
Instrument	2022082300187

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	410 GATEFORD DR, BALLWIN, MO 63021-8343
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 GATEFORD DR, BALLWIN, MO 63021-8343

Mortgage

Document Number	2023120400200
Date	Dec 4, 2023
Instrument	2023120400200

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	410 GATEFORD DR, BALLWIN, MO 63021-8343
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	ORNTIC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240241191
Date	Apr 29, 2020
Book Page	24024/1191
Instrument	2020042900186

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	410 GATEFORD DR, BALLWIN, MO 63021-8343
Document Number	0228290422
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	410 GATEFORD DR BALLWIN MO 630218343, BALLWIN, MO 63021-8343

Mortgage

Document Number	0228290422
Date	Dec 21, 2017
Book Page	022829/000422
Instrument	361

Lender

Name	PEOPLES NAT'L BK
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 20, 2037

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	410 GATEFORD DR, BALLWIN, MO 63021-8343
Document Number	0227903064
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 GATEFORD DR BALLWIN MO 630218343, BALLWIN, MO 63021-8343

Mortgage

Document Number	0227903064
Date	Nov 22, 2017
Book Page	022790/003064
Instrument	640

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 21, 2037

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,880 (-) Land $39,710 Building $68,170	$567,800 (-) Land $209,000 Building $358,800
2025	$7,380.00 (+4.55%)	$107,880 (+6.69%) Land $39,710 Building $68,170	$567,800 (+6.69%) Land $209,000 Building $358,800
2024	$7,059.00 (+0.09%)
2023	$7,053.00 (+10.83%)	$101,120 (+18.85%) Land $22,040 Building $79,080	$532,200 (+18.85%) Land $116,000 Building $416,200
2022	$6,364.00	$85,080 Land $28,610 Building $56,470
2021			$447,800 Land $150,600 Building $297,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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