Muskingum County property record for 410 Front St, Philo, OH 43771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,086 sqft · built 1901 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Feb 2024) |
| Tax Bill | $1,106 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-21-03-07-000 |
| Primary APN | 20-21-03-07-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,086 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Upper Floors Area | 448 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 588 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 168 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Account Number | 046437-0 |
|---|---|
| Street Address | 410 FRONT ST |
| City | PHILO |
| State | OH |
| Zip | 43771-0238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 SQ 17 PHILO 66 X 132 |
| Legal Subdivision | X 132SQ |
| Legal Lot Number | 17 |
| Jurisdiction | MUSKINGUM OH |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 912500 |
Source: Muskingum County records · APN 20-21-03-07-000
Assessment roll updated March 5, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 410 FRONT ST, PHILO, OH 43771-0238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 07, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Feb 26, 2024 | Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 07, 2021 | Executor's Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC |
| Apr 04, 2017 | Special Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on Record |
| Deed Sale | Feb 26, 2024 · Amount on Record |
| Prior Sale | Dec 07, 2021 |
| Deed Document Number | 20241637 |
| Deed Book / Page | 3190 / 639 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Recording Date | May 07, 2026 |
| Property Address | 410 FRONT ST, PHILO, OH 43771-0238 |
| Document Number | 3341000685 |
| Book / Page | 3341 / 685 |
| Instrument Date | Apr 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 410 FRONT ST, PHILO, OH 43771-0238 |
| Document Number | 3341000685, |
|---|---|
| Date | May 07, 2026 |
| Book Page | 3341/685 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Recording Date | Feb 26, 2024 |
| Property Address | 410 FRONT ST, PHILO, OH 43771-0238 |
| Document Number | 003190/639 |
| Book / Page | 3190 / 639 |
| Map Reference | MB A-O PG 182 |
| Instrument Date | Feb 23, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 FRONT ST, PHILO, OH 43771-0238 |
| Document Number | 0003190641 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 3190/641 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Recording Date | Dec 07, 2021 |
| Property Address | 410 FRONT ST, PHILO, OH 43771-0238 |
| Document Number | 003040/515 |
| Book / Page | 3040 / 515 |
| Map Reference | MB A-0 PG 182 |
| Instrument Date | Nov 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2024 |
| Title Company | ELITA LAND TITLE, ELITE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0003040517 |
|---|---|
| Date | Dec 07, 2021 |
| Instrument | 3040/517 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Recording Date | Apr 04, 2017 |
| Property Address | 410 FRONT ST, PHILO, OH 43771-0238 |
| Document Number | 002716/451 |
| Book / Page | 2716 / 451 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 201700003172 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 451340, WESTLAKE, OH 44145-0635 |
Source: Muskingum County records · Assessment roll updated March 5, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Muskingum County |
| County Subdivision | Harrison Township |
| Municipality | Philo Village |
| Unified School District | Franklin Local School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,106.00 (+12.51%) | $33,600 (+36.95%) Land $3,395 Building $30,205 | |
| 2024 | $96,000 (+36.95%) Land $9,700 Building $86,300 | ||
| 2023 | $983.00 | $24,535 Land $630 Building $23,905 | |
| 2021 | $70,100 Land $1,800 Building $68,300 |
Source: FEMA National Flood Hazard Layer as of July 26, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1980–2008) |
| Most Recent Claim | Mar 2008 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Ampersand Technologies Fixed Wireless | 250 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 198 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PHILO private · serves 974 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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