Clarke County property record for 410 Ebenezer Rd, Bluemont, VA 20135
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 2019 |
| Lot Size | 5.36 acres (233,482 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Nov 2013) |
| Tax Bill | $2,615 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 26-1-8 |
| Primary APN | 26-1-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 233,482 sqft (5.36 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 20 sqft |
| Deck Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5636 |
|---|---|
| Street Address | 410 EBENEZER RD |
| City | BLUEMONT |
| State | VA |
| Zip | 20135-4816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FOC |
| Legal Description | SCHLADT SUBD LOT 8 5.3655 ACRES |
| Legal Subdivision | SCHLADT SUBD |
| Legal Lot Number | 8 |
| Jurisdiction | CLARKE VA |
| Township / Civil Division | BUCKMARSH |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 10102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Berryville Historic District listed 1987 · 314 contributing resources · NRIS 87001881 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
410 Ebenezer Rd is owned and occupied by an individual who bought it in November 2013.
Source: Clarke County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 410 EBENEZER RD, BLUEMONT, VA 20135-4816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST FINANCIAL LL |
| Mar 19, 2018 | Deed of Trust, Mortgage · ARM FULTON BANK |
| Aug 30, 2019 | Deed of Trust, Mortgage · Seller Carry-Back ROBERT L GUTTERMAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2013 · Amount on File |
| Deed Sale | Nov 18, 2013 · Amount on File |
| Deed Document Number | 20132529 |
| Deed Book / Page | 571 / 908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARKE VA |
| Property Address | 410 EBENEZER RD, BLUEMONT, VA 20135-4816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000695/48 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 695/48 |
| Instrument | 22-0060 |
| Name | CORNERSTONE FIRST FINANCIAL LL |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARKE VA |
| Property Address | 410 EBENEZER RD, BLUEMONT, VA 20135-4816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 626/758 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 626/758 |
| Instrument | 18-0439 |
| Name | FULTON BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARKE VA |
| Property Address | 410 EBENEZER RD, BLUEMONT, VA 20135-4816 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Name | Verified Name |
|---|
| Document Number | 644/287 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 644/287 |
| Instrument | 19-1473 |
| Name | ROBERT L GUTTERMAN |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 410 Ebenezer Rd was $2,615.
Source: Clarke County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Clarke County |
| Municipality | Berryville Town |
| Unified School District | Clarke County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,615.00 | $549,500 Land $206,700 Building $342,800 | |
| 2025 | $549,500 Land $206,700 Building $342,800 | ||
| 2023 | $403,800 Land $159,600 Building $244,200 | $403,800 Land $159,600 Building $244,200 | |
| 2022 | $2,422.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 410 Ebenezer Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 410 Ebenezer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERRYVILLE serves 4,574 people · EPA ID VA2043125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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