410 E Stirrup Trl, Monument, CO 80132 Property Records

El Paso County property record for 410 E Stirrup Trl, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,128 sqft · built 1979
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Aug 2020)
Tax Bill	$3,278 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`61070-01-031`

Property Details

APN / Parcel Number

Primary APN	`61070-01-031`
Alternative APNs	`661107001031` `R6107001031`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,128 sqft Living Area
Gross Area	4,216 sqft
1st Floor Area	1,960 sqft
Basement Area	1,288 sqft
Finished Basement	1,168 sqft
Unfinished Basement	120 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	110,207 sqft
View / Lot	Interior
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Slab
Porch Area	540 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R6107001031
Street Address	410 E STIRRUP TRL
City	MONUMENT
State	CO
Zip	80132-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2.5
Legal Description	TRACT 37 ARROWWOOD III FIL 2
Legal Subdivision	ARROWWOOD III 2ND FIL
Legal Tract	37
Legal Lot Number	37
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1023
Census Tract	7402

Owner

410 E Stirrup Trl is owned and occupied by two individuals who bought it in August 2020.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	410 E STIRRUP TRL, MONUMENT, CO 80132-7702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Jan 5, 2018	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jul 26, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
May 15, 2017	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	Jun 12, 2006 · Amount on File
Deed Document Number	2020132808
Prior Transfer Date	Feb 8, 2005
Prior Transfer Doc	0000021583
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	410 E STIRRUP TRL, MONUMENT, CO 80132-7702
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E STIRRUP TRL, MONUMENT, CO 80132-7702

Mortgage

Document Number	0000220342
Date	Dec 2, 2021
Instrument	221220342

Lender

Name	ZB NA
Type	Bank
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Sep 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	410 E STIRRUP TRL, MONUMENT, CO 80132-7702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002026
Date	Jan 5, 2018
Instrument	218002026

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2047

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Aug 31, 2020
Property Address	410 E STIRRUP TRL, MONUMENT, CO 80132-7702
Document Number	0000132808
Instrument Date	Aug 28, 2020
Instrument	220132808
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	410 E STIRRUP TRL, MONUMENT, CO 80132-7702

Mortgage

Document Number	0000132809
Date	Aug 31, 2020
Instrument	220132809

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	410 E STIRRUP TRL, MONUMENT, CO 80132-7702
Document Number	0000089516
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	410 E STIRRUP TRL MONUMENT CO 801327702, MONUMENT, CO 80132-7702

Mortgage

Document Number	0000089516
Date	Aug 2, 2019
Instrument	89516

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	410 E STIRRUP TRL, MONUMENT, CO 80132-7702
Document Number	0000058661
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	410 E STIRRUP TRL MONUMENT CO 801327702, MONUMENT, CO 80132-7702

Mortgage

Document Number	0000058661
Date	May 22, 2017
Instrument	58661

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 410 E Stirrup Trl was $3,278, up 31.6% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,800 (-)	$763,240 (-)
2025	$3,278.00 (+31.65%)	$53,800 (+28.83%) Land $23,740 Building $30,060	$763,240 Land $336,800 Building $426,440
2024	$2,490.00 (+4.45%)	$41,760 (-) Land $18,120 Building $23,640
2023	$2,384.00 (+4.47%)	$41,760 (+23.77%) Land $18,120 Building $23,640	$623,178 (+28.39%) Land $270,400 Building $352,778
2022	$2,282.00	$33,740 Land $13,530 Building $20,210	$485,368 Land $194,600 Building $290,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 410 E Stirrup Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 E Stirrup Trl is high, ranking above 84% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 87% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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