410 E State St, Geneva, IL 60134 Property Records

Kane County property record for 410 E State St, Geneva, IL 60134

Property Summary

Property Type	Commercial
Details	4,705 sqft · built 2001
Lot Size	0.207 acres (9,030 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Jan 2023)
Tax Bill	$12,427 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-378-002`

Property Details

APN / Parcel Number

Primary APN	`12-02-378-002`

Interior

Total Rooms	5 Rooms
Units	4 Units
Stories	2 Stories
Building Area	4,705 sqft Gross Area
Basement Area	1,165 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	9,030 sqft (0.207 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	410 E STATE ST
City	GENEVA
State	IL
Zip	60134-2301
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	2
Legal Subdivision	DEARBORNS
Legal Block	3
Legal Lot Number	1 2 3
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3009
Census Tract	852500

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16478 W WILLOW DR, SPRING LAKE, MI 49456-1071
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE STATE BANK OF GENEVA
Jan 10, 2023	Deed, Transfer · Commercial Mortgage THE STATE BANK OF GENEVA
Dec 11, 2020	Loan Modification, Mortgage STATE BK/GENEVA
Oct 31, 2019	Loan Modification, Mortgage STATE BK/GENEVA
Jul 11, 2017	Deed of Trust, Mortgage · Line of Credit STATE BK/GENEVA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Prior Sale	Aug 29, 2011 · Amount on Record
Deed Document Number	2023882
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	410 E STATE ST, GENEVA, IL 60134-2301
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006127
Date	Feb 26, 2024
Instrument	2024K006127

Lender

Name	THE STATE BANK OF GENEVA
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 21, 2029

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jan 10, 2023
Property Address	410 E STATE ST, GENEVA, IL 60134-2301
Document Number	0000000882
Map Reference	DOC 436376
Instrument Date	Jan 9, 2023
Instrument	2023K000882
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16478 W WILLOW DR, SPRING LAKE, MI 49456-1071

Mortgage

Document Number	0000000883
Date	Jan 10, 2023
Instrument	2023K000883

Lender

Name	THE STATE BANK OF GENEVA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 9, 2028

Interest

Rate	6.5%

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	410 E STATE ST, GENEVA, IL 60134-2301
Document Number	0000081131
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	410 E STATE ST GENEVA IL 601342301, GENEVA, IL 60134-2301
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081131
Date	Dec 28, 2020
Instrument	81131

Lender

Name	STATE BK/GENEVA
Type	Bank
Address	GENEVA, IL 60134

Agreement

Amount	Amount Recorded

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	410 E STATE ST, GENEVA, IL 60134-2301
Document Number	0000059282
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	410 E STATE ST GENEVA IL 601342301, GENEVA, IL 60134-2301

Mortgage

Document Number	0000059282
Date	Dec 6, 2019
Instrument	59282

Lender

Name	STATE BK/GENEVA
Type	Bank
Address	GENEVA, IL 60134

Agreement

Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	410 E STATE ST, GENEVA, IL 60134-2301
Document Number	0000038440
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	410 E STATE ST GENEVA IL 601342301, GENEVA, IL 60134-2301

Mortgage

Document Number	0000038440
Date	Jul 25, 2017
Instrument	38440

Lender

Name	STATE BK/GENEVA
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,427.00 (+2.99%)
2024	$12,066.00 (+7.89%)	$158,580 (+18.38%) Land $34,207 Building $124,373	$475,930 (+18.43%) Land $102,662 Building $373,268
2022	$11,184.00 (+2.82%)	$133,955 (+3.86%) Land $28,895 Building $105,060	$401,865 (+3.86%) Land $86,685 Building $315,180
2021	$10,877.00	$128,976 Land $27,821 Building $101,155	$386,928 Land $83,463 Building $303,465

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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