410 E Silver St, Bluffton, IN 46714 Property Records

Wells County property record for 410 E Silver St, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,028 sqft · built 1990
Lot Size	0.213 acres (9,278 sqft)
Owner	Individual Name on Record
Last Sale	$158,270 (Jun 2025)
Tax Bill	$612 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-505-140.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-505-140.000-004`
Alternative APNs	`00001538385` `0100885000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	157 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001538385
Street Address	410 E SILVER ST
City	BLUFFTON
State	IN
Zip	46714-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RW & JW TOWNLEY SOUTH ADD LOT 134 (4-Q)
Legal Subdivision	JW TOWNLEYS SOUTH ADDITION
Legal Lot Number	134
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3019
Census Tract	40500

Owner

Source: Wells County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 E SILVER ST, BLUFFTON, IN 46714-3334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
May 25, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	May 25, 2023 · Amount on Record
Deed Document Number	20251991
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	410 E SILVER ST, BLUFFTON, IN 46714-3334
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201864
Date	May 8, 2020
Instrument	20201864

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 19, 2030

Interest

Rate Type	Fixed Rate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	May 25, 2023
Property Address	410 E SILVER ST, BLUFFTON, IN 46714-3334
Document Number	0020231614
Instrument Date	May 24, 2023
Instrument	20231614
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13212 ABOITE RD, ROANOKE, IN 46783-9600

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$612.00 (-56.72%)	$106,900 (+22.59%) Land $19,800 Building $87,100	$106,900 (+22.59%) Land $19,800 Building $87,100
2024	$1,414.00 (+11.08%)
2023		$87,200 (+17.68%) Land $19,800 Building $67,400	$87,200 (+17.68%) Land $19,800 Building $67,400
2022	$1,273.00 (+11.86%)	$74,100 Land $12,200 Building $61,900	$74,100 Land $12,200 Building $61,900
2021	$1,138.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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