410 E Porter Ave, Naperville, IL 60540 Property Records

DuPage County property record for 410 E Porter Ave, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details6 ba · 7,302 sqft · built 2003
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$2,550,000 (Jul 2025)
Tax Bill$40,093 (2025)
Deeds & MortgagesOct 2025 Mortgage
Aug 2017 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APN08-19-103-020

Property Details

APN / Parcel Number

Primary APN08-19-103-020
Alternative APN
  • 0819103001

Interior

Full Baths6 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area7,302 sqft Living Area
Gross Area7,798 sqft
1st Floor Area2,491 sqft
2nd Floor Area3,611 sqft
Basement Area1,696 sqft
Finished Basement1,200 sqft
Unfinished Basement496 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialWood Siding
Lot Area17,424 sqft (0.4 acres)
Garage Area782 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address410 E PORTER AVE
CityNAPERVILLE
StateIL
Zip60540-5431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionKAVANAU RESUB ALL
Legal SubdivisionKAVANAU RESUB
Legal Block8
Legal Lot Number1
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2024
Census Tract846209

Owner

410 E Porter Ave is owned by two individuals who bought it in July 2025.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address2350 N ORCHARD ST, 202, CHICAGO, IL 60614-0046
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Aug 17, 2017Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK
Nov 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO FINANCIAL SERVICES INC
Mar 26, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
May 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO FINANCIAL SERVICES INC
Jun 23, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 21, 2017Warranty Deed, Transfer · ARM
CHICAGO FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2025 · Amount on File
Deed SaleJul 18, 2025 · Amount on File
Prior SaleJun 21, 2017 · Amount on File
Deed Document Number202543488
Prior Transfer DateJun 27, 2001
Prior Transfer Doc0000023111
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address410 E PORTER AVE, NAPERVILLE, IL 60540-5431
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 E PORTER AVE, NAPERVILLE, IL 60540-5431

Mortgage

Document Number0000066225
DateOct 21, 2025
InstrumentR2025-066225
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.5%
IndexSOFR Average 30-Day
Margin3
Max Rate9.5%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address410 E PORTER AVE, NAPERVILLE, IL 60540-5431
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084439
DateAug 17, 2017
InstrumentR2017-084439
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueAug 1, 2027
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change FrequencyMonthly
Min Rate At Change3%
Max Rate18%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address410 E PORTER AVE, NAPERVILLE, IL 60540-5431
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000110489
DateNov 27, 2019
InstrumentR2019-110489
Lender
NameCHICAGO FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressCHICAGO, IL 60642
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateNov 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.12%
Index1-Year LIBOR
Max Rate8.12%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address410 E PORTER AVE, NAPERVILLE, IL 60540-5431
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 E PORTER AVE, NAPERVILLE, IL 60540-5431

Mortgage

Document Number0000048052
DateMar 26, 2021
InstrumentR2021-048052
Lender
NameUS BANK NA
TypeBank
AddressNAPERVILLE, IL 60540
Agreement
TypeLine of Credit
AmountAmount on Record
Term351 Months
DueJun 3, 2050

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address410 E PORTER AVE, NAPERVILLE, IL 60540-5431
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048051
DateMar 26, 2021
InstrumentR2021-048051
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term352 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateJul 1, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change4.87%
Index1-Year CMT
Max Rate7.87%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address410 E PORTER AVE, NAPERVILLE, IL 60540-5431
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081618
DateMay 26, 2021
InstrumentR2021-081618
Lender
NameCHICAGO FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressCHICAGO, IL 60642
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateMay 1, 2026
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change4.12%
IndexOther
Margin3
Max Rate7.12%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address410 E PORTER AVE, NAPERVILLE, IL 60540-5431
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanySOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 E PORTER AVE, NAPERVILLE, IL 60540-5431

Mortgage

Document Number0000096293
DateJun 23, 2021
InstrumentR2021-096293
Lender
NameUS BANK NA
TypeBank
AddressDEERFIELD, IL 60015
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueMay 15, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJun 21, 2017
Property Address410 E PORTER AVE, NAPERVILLE, IL 60540-5431
Document Number0000061612
Map ReferenceDOC R2008-131935
Instrument DateJun 12, 2017
InstrumentR2017-061612
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3108 SEILER CT, NAPERVILLE, IL 60565-4423

Mortgage

Document Number0000061613
DateJun 21, 2017
InstrumentR2017-061613
Lender
NameCHICAGO FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressCHICAGO, IL 60642
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateJul 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 410 E Porter Ave was $40,093.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,093.00$694,995 Land $194,309 Building $500,686$2,084,985 Land $582,927 Building $1,502,058
2022$41,052.00 Homeowner's exemption$640,320 Land $163,400 Building $476,920$1,920,960 Land $490,200 Building $1,430,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 410 E Porter Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims4 (2008–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 410 E Porter Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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