410 E Main St, Ashkum, IL 60911 Property Records

Iroquois County property record for 410 E Main St, Ashkum, IL 60911

Property Summary

Property Type	Single Family Home
Lot Size	0.358 acres (15,612 sqft)
Owner	Individual Name on File
Last Sale	$137,500 (Jul 2026)
Tax Bill	$1,842 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10 28 259 004`

Property Details

APN / Parcel Number

Primary APN	`10 28 259 004`

Exterior

Lot Area	15,612 sqft (0.358 acres)

Location & Zoning

Street Address	410 E MAIN ST
City	ASHKUM
State	IL
Zip	60911-6066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 1 & 3 BLK 66 VIL OF ASHKUM
Legal Subdivision	VILLAGE OF ASHKUM
Legal Block	66
Legal Lot Number	1,3
Jurisdiction	IROQUOIS IL
Township / Civil Division	ASHKUM
Census Block Group	2
Census Block	2067
Census Tract	950300

Owner

Source: Iroquois County assessment roll, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	410 E MAIN ST, ASHKUM, IL 60911-6066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · FHA Mortgage MIDLAND STATES BANK
Sep 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage IROQUOIS FARMERS STATE BANK
Dec 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Dec 19, 2023	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Dec 19, 2023	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Dec 19, 2023 · Amount on Record
Deed Document Number	20262648
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jul 31, 2026
Property Address	410 E MAIN ST, ASHKUM, IL 60911-6066
Document Number	0000002648
Instrument Date	Jul 20, 2026
Instrument	20262648
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$20,831.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E MAIN ST, ASHKUM, IL 60911-6066

Mortgage

Document Number	0000002649,
Date	Jul 31, 2026
Instrument	20262649

Lender

Name	MIDLAND STATES BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.75%
Max Rate	-1%

Mortgage

Document Number	0000002650,
Date	Jul 31, 2026
Instrument	20262650

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Rate	6.47%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	410 E MAIN ST, ASHKUM, IL 60911-6066
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 E MAIN ST, ASHKUM, IL 60911-7175

Mortgage

Document Number	00023R2819
Date	Sep 29, 2023
Instrument	23R2819

Lender

Name	IROQUOIS FARMERS STATE BANK
Type	Bank
Address	IROQUOIS, IL 60945

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Nov 28, 2028

Interest

Rate	8.25%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	410 E MAIN ST, ASHKUM, IL 60911-6066
Transaction Type	Mortgage
Record Updated	Feb 1, 2024
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 S CENTER AVE, BRADLEY, IL 60915-2107

Mortgage

Document Number	00023R3602
Date	Dec 19, 2023
Instrument	23R3602

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Dec 19, 2023
Property Address	410 E MAIN ST, ASHKUM, IL 60911-6066
Document Number	00023R3600
Instrument Date	Dec 15, 2023
Instrument	23R3600
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$107.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 23, ASHKUM, IL 60911-0023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E MAIN ST, ASHKUM, IL 60911-6066

Mortgage

Document Number	00023R3601
Date	Dec 19, 2023
Instrument	23R3601

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.75%

Mortgage

Document Number	00023R3602
Date	Dec 19, 2023
Instrument	23R3602

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	SAINT LOUIS, MO 63126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2034

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Dec 19, 2023
Property Address	410 E MAIN ST, ASHKUM, IL 60911-6066
Document Number	00023R3600
Instrument Date	Dec 15, 2023
Instrument	23R3600
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$107.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 23, ASHKUM, IL 60911-0023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E MAIN ST, ASHKUM, IL 60911-6066

Mortgage

Document Number	00023R3601
Date	Dec 19, 2023
Instrument	23R3601

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.75%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Ashkum Village
County	Iroquois County
County Subdivision	Ashkum Township
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,842.00 (-10.36%)	$30,400 (+13.77%) Land $9,010 Building $21,390	$91,200 (+13.77%) Land $27,030 Building $64,170
2024	$2,055.00 (+16.23%)	$26,720 (+14.78%) Land $7,920 Building $18,800	$80,160 (+14.78%) Land $23,760 Building $56,400
2022	$1,768.00	$23,280 Land $6,900 Building $16,380	$69,840 Land $20,700 Building $49,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1982–2018)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHKUM serves 800 people · EPA ID IL0750050
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb
Copper	1.96 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCC Network Services Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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