410 E Lafayette Ave, Checotah, OK 74426 Property Records

McIntosh County property record for 410 E Lafayette Ave, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1950
Lot Size	0.333 acres (14,505 sqft)
Owner	Individual Name on Record
Last Sale	$32,000 (Feb 2003)
Tax Bill	$238 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`460026648`

Property Details

APN / Parcel Number

Primary APN	`460026648`
Alternative APN	`2001-00-145-006-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	14,505 sqft (0.333 acres)
Garage Type	Carport
Garage Area	160 sqft
Carport	Carport
Carport Area	160 sqft

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	32 sqft
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	460026648
Street Address	410 E LAFAYETTE AVE
City	CHECOTAH
State	OK
Zip	74426-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 145 OT-CHECOTAH 562/361 634/118-20
Legal Range	17E
Legal Township	12N
Legal Section	33
Legal Subdivision	CHECOTAH
Legal Block	145
Legal Lot Number	6
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	3
Census Block	3039
Census Tract	779700

Owner

Source: McIntosh County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 539, CHECOTAH, OK 74426-0539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2003 · Amount on Record
Deed Sale	Feb 5, 2003 · Amount on Record
Prior Sale	Dec 16, 1993 · Amount on Record
Deed Book / Page	634 / 120
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Recording Date	Jul 22, 2026
Property Address	410 E LAFAYETTE AVE, CHECOTAH, OK 74426-4037
Document Number	0000003483
Book / Page	1270 / 471
Instrument Date	Jul 17, 2026
Instrument	20263483
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169

Mortgage

Document Number	0000003483,
Date	Jul 22, 2026
Book Page	1270/471
Instrument	20263483

Lender

Name	PEOPLES NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 17, 2031

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Municipality	Checotah City
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,809 (+3%) Land $808 Building $3,001	$34,623 (-42.37%) Land $7,341 Building $27,282
2025	$238.00 (-0.42%) Homeowner's exemption	$3,698 (-) Land $784 Building $2,914	$60,075 (+7.66%) Land $12,342 Building $47,733
2024	$239.00 (+13.27%) Homeowner's exemption	$3,698 (+6.11%) Land $766 Building $2,932	$55,800 (+6.03%) Land $7,987 Building $47,813
2023	$211.00 Homeowner's exemption	$3,485 Land $756 Building $2,729	$52,629 Land $7,987 Building $44,642

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCINTOSH CO. RWD #3 (VICTOR) serves 920 people · EPA ID OK3004903
Water Source	Purchased surface water from CHECOTAH PWA
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cross Wireless Fiber	1,000 / 500
Vyve Broadband Cable	1,000 / 50