Montgomery County property record for 410 E Cottage Ave, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,133 sqft · built 1959 |
| Lot Size | 0.256 acres (11,147 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,481 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Jul 2022 Transfer + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | K48-00116-0016 |
| Primary APN | K48-00116-0016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,133 sqft Living Area |
| Gross Area | 1,471 sqft |
| 1st Floor Area | 1,107 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 11,147 sqft (0.256 acres) |
| Lot Dimensions | 157 ft deep x 71 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Stoop |
|---|---|
| Porch Area | 16 sqft |
| Patio Area | 374 sqft |
| Canopy | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 410 E COTTAGE AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1491 MITCHELL 2 |
| Legal Subdivision | MITCHELL 2 |
| Legal Lot Number | 16 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 50301 |
410 E Cottage Ave is owned and occupied by two individuals who acquired it in August 2026.
Source: Montgomery County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 410 E COTTAGE AVE, DAYTON, OH 45449-1350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Affidavit, Transfer |
| Jul 28, 2022 | Intrafamily Transfer, Transfer |
| Jul 19, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 18, 2026 |
| Transfer Doc | 0000053657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 8, 2026 |
| Property Address | 410 E COTTAGE AVE, DAYTON, OH 45449-1350 |
| Document Number | 0000053657 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202653657 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 SUE DR, GERMANTOWN, OH 45327-1630 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 28, 2022 |
| Property Address | 410 E COTTAGE AVE, DAYTON, OH 45449-1350 |
| Document Number | 0000046963 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022-00046963 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 410 E COTTAGE AVE, WEST CARROLLTON, OH 45449-1350 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 19, 2017 |
| Property Address | 410 E COTTAGE AVE, DAYTON, OH 45449-1350 |
| Document Number | 0000041815 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 41815 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 SUE DR GERMANTOWN OH 453271630, GERMANTOWN, OH 45327-1630 |
The 2025 property tax bill for 410 E Cottage Ave was $3,481, down 0.1% from the year before.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,481.00 (-0.09%) | $49,010 Land $10,500 Building $38,510 | $140,040 Land $30,010 Building $110,030 |
| 2024 | $3,484.00 (+8%) | ||
| 2023 | $3,226.00 (+11.2%) | $49,010 (+39.67%) Land $10,500 Building $38,510 | $140,040 Land $30,010 Building $110,030 |
| 2022 | $2,901.00 | $35,090 Land $7,500 Building $27,590 | |
| 2020 | $100,260 Land $21,430 Building $78,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 410 E Cottage Ave in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1989–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 410 E Cottage Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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