410 E Clay Ave, Brandon, FL 33510 Property Records

Hillsborough County property record for 410 E Clay Ave, Brandon, FL 33510

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,296 sqft · built 1971
Lot Size	0.191 acres (8,299 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Jul 2010)
Tax Bill	$4,289 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`069383-0024`

Property Details

APN / Parcel Number

Primary APN	`069383-0024`
Alternative APN	`U2329202ENA00000000350`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,671 sqft
1st Floor Area	1,296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1998
Architectural Style	Mansion
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,299 sqft (0.191 acres)
Lot Dimensions	110 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	95 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0693830024
Street Address	410 E CLAY AVE
City	BRANDON
State	FL
Zip	33510-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-6
Legal Description	KINGSWAY GARDENS REPLAT LOT 35 BLOCK A
Legal Range	20E
Legal Township	29S
Legal Section	23
Legal Subdivision	KINGSWAY GARDENS REPLAT
Legal Tract	2EN
Legal Block	A
Legal Lot Number	35
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2001
Census Tract	12303

Owner

410 E Clay Ave is owned by a company that bought it in July 2010.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	301 W PLATT ST, A, TAMPA, FL 33606-2292
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTER STREET LENDING
Apr 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage COLONY AMERICAN FINANCE LENDER LLC
Sep 17, 2019	Deed of Trust, Mortgage GUTTMAN CYNTHIA D TRUST (PT)
Dec 12, 2018	Deed of Trust, Mortgage · Conventional with PMI KARLINE UPTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2010 · Amount on File
Deed Sale	Jul 7, 2010 · Amount on File
Prior Sale	Jun 30, 2010 · Amount on File
Deed Document Number	2010224864
Deed Book / Page	19961 / 319
Prior Transfer Date	Apr 6, 2010
Prior Transfer Doc	0000119583
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 9, 2026
Property Address	410 E CLAY AVE, BRANDON, FL 33510-3706
Document Number	0000264596
Instrument Date	Jun 26, 2026
Instrument	2026264596
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1080 BRICKELL AVE, 4206, MIAMI, FL 33131-3996

Mortgage

Document Number	0000264596,
Date	Jul 9, 2026
Instrument	2026264596

Lender

Name	CENTER STREET LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	410 E CLAY AVE, BRANDON, FL 33510-3706
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171833
Date	Apr 4, 2022
Instrument	2022171833

Lender

Name	COLONY AMERICAN FINANCE LENDER LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	410 E CLAY AVE, BRANDON, FL 33510-3706
Document Number	0272091140
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 W PLATT ST #229 TAMPA FL 336062292, 229, TAMPA, FL 33606-2292

Mortgage

Document Number	0272091140
Date	Dec 23, 2019
Book Page	027209/001140
Instrument	547672

Lender

Name	GUTTMAN CYNTHIA D TRUST (PT)
Address	5824 BEE RIDGE RD # 239, SARASOTA, FL 34233-5065

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 22, 2029

Interest

Rate	7%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	410 E CLAY AVE, BRANDON, FL 33510-3706
Document Number	0262981908
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	301 W PLATT ST #229 TAMPA FL 336062292, 229, TAMPA, FL 33606-2292

Mortgage

Document Number	0262981908
Date	Dec 28, 2018
Book Page	026298/001908
Instrument	516969

Lender

Name	KARLINE UPTON
Address	1442 ROLLING RIDGE RD, PALM HARBOR, FL 34683-2825

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Dec 27, 2023

Interest

Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 410 E Clay Ave was $4,289, up 6.1% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,933 (+2.78%) Land $58,120 Building $149,813	$207,933 (+2.78%) Land $58,120 Building $149,813
2025	$4,289.00 (+6.14%)	$202,316 Land $58,120 Building $144,196	$202,316 Land $58,120 Building $144,196
2024	$4,041.00 (+7.16%)
2023	$3,771.00 (+4.75%)	$196,956 (-8.09%) Land $53,968 Building $142,988	$196,956 (-8.09%) Land $53,968 Building $142,988
2022	$3,600.00	$214,288 Land $49,817 Building $164,471	$214,288 Land $49,817 Building $164,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 410 E Clay Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 E Clay Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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