Iroquois County property record for 410 E Cherry St, Watseka, IL 60970 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.224 acres (9,793 sqft) |
| Owner | Company Name on File |
| Last Sale | $41,900 (Aug 2020) |
| Tax Bill | $2,440 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 19 33 354 004 |
| Primary APN | 19 33 354 004 |
|---|
| Lot Area | 9,793 sqft (0.224 acres) |
|---|
| Street Address | 410 E CHERRY ST |
|---|---|
| City | WATSEKA |
| State | IL |
| Zip | 60970-1742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONSERVATORS RE SD LT 12 BLK 8 |
| Legal Subdivision | CONSERVATORS RE SD |
| Legal Block | 8 |
| Legal Lot Number | 12 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | MIDDLEPORT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 950400 |
Source: Iroquois County records · APN 19 33 354 004
Assessment roll updated July 17, 2026 · Last verified July 2026
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| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 410 E CHERRY ST, WATSEKA, IL 60970-1742 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 03, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST TRUST & SAVINGS BANK OF WATSEKA |
| Aug 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE FIRST TRUST & SAVINGS BANK OF W |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on Record |
| Deed Sale | Aug 12, 2020 · Amount on Record |
| Deed Document Number | 20202456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 410 E CHERRY ST, WATSEKA, IL 60970-1742 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00022R1586 |
|---|---|
| Date | May 03, 2022 |
| Instrument | 22R1586 |
| Name | FIRST TRUST & SAVINGS BANK OF WATSEKA |
|---|---|
| Type | Bank |
| Address | WATSEKA, IL 60970 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Recording Date | Aug 12, 2020 |
| Property Address | 410 E CHERRY ST, WATSEKA, IL 60970-1742 |
| Document Number | 20R2456 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 20R2456 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 E CHERRY ST, WATSEKA, IL 60970-1742 |
| Document Number | 20R2457 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 20R2457 |
| Name | THE FIRST TRUST & SAVINGS BANK OF W |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2030 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.9% |
Source: Iroquois County records · Assessment roll updated July 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Iroquois County |
| County Subdivision | Middleport Township |
| Municipality | Watseka City |
| Unified School District | Iroquois County Community Unit School District 9 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,440.00 (+57.52%) | $29,920 (+41.94%) Land $7,110 Building $22,810 | $89,760 (+41.94%) Land $21,330 Building $68,430 |
| 2022 | $1,549.00 Homeowner's exemption | $21,080 Land $5,010 Building $16,070 | $63,240 Land $15,030 Building $48,210 |
Source: FEMA National Flood Hazard Layer, Iroquois County (17075C), updated August 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170759504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force 4 of 7 on primary residences |
| Nearby Flood Claims | 153 (1979–2018) |
| Claims Outside the SFHA | 10 of 153 |
| Most Recent Claim | Feb 2018, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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