Coles County property record for 410 E Charleston Rd, Ashmore, IL 61912
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,634 sqft · built 1894 |
| Lot Size | 1.68 acres (73,181 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,318 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 01-0-01995-000 |
| Primary APN | 01-0-01995-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,634 sqft Base Area |
| 1st Floor Area | 1,634 sqft |
| Basement Area | 765 sqft |
| Unfinished Basement | 765 sqft |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Lot Area | 73,181 sqft (1.68 acres) |
| Street Address | 410 E CHARLESTON RD |
|---|---|
| City | ASHMORE |
| State | IL |
| Zip | 61912-9016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SEC 31 #635844* |
| Jurisdiction | COLES IL |
| Township / Civil Division | ASHMORE |
| Census Block Group | 3 |
| Census Block | 3078 |
| Census Tract | 600 |
410 E Charleston Rd is owned and occupied by an individual.
Source: Coles County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 410 E CHARLESTON RD, ASHMORE, IL 61912-9016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA |
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA |
| Jun 29, 2018 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 410 E CHARLESTON RD, ASHMORE, IL 61912-9016 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 410 E CHARLESTON RD, ASHMORE, IL 61912-9016 |
| Document Number | 202500820483 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 202500820483 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | 605 LINCOLN AVE, CHARLESTON, IL 61920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 8, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 410 E CHARLESTON RD, ASHMORE, IL 61912-9016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100798150 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 202100798150 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | TERRE HAUTE, IN 47807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 410 E CHARLESTON RD, ASHMORE, IL 61912-9016 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800776807 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 201800776807 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 410 E Charleston Rd was $1,318 with a homeowner's exemption.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Ashmore Village |
| County | Coles County |
| County Subdivision | Ashmore Township |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,318.00 | $28,821 Land $5,557 Building $23,264 | $86,463 Land $16,671 Building $69,792 |
| 2023 | $26,141 Land $5,040 Building $21,101 | $78,423 Land $15,120 Building $63,303 | |
| 2020 | $1,297.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 410 E Charleston Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 410 E Charleston Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHMORE serves 637 people · EPA ID IL0290050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 34 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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