410 E 12th St, Washington, NC 27889 Property Records

Beaufort County property record for 410 E 12th St, Washington, NC 27889

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 928 sqft · built 1942
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Nov 2025)
Tax Bill	$690 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5686-21-2026`

Property Details

APN / Parcel Number

Primary APN	`5686-21-2026`
Alternative APN	`44353`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	928 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	410 E 12TH ST
City	WASHINGTON
State	NC
Zip	27889-3725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	1 LOT 82 HUDNELL BRAGAW
Legal Subdivision	BRAGAW-BLOUNT SUB
Legal Lot Number	82
Jurisdiction	BEAUFORT NC
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3009
Census Tract	930400

Owner

Source: Beaufort County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 E 12TH ST, WASHINGTON, NC 27889-3725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 25, 2025	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Nov 25, 2025 · Amount on Record
Deed Document Number	20255590
Deed Book / Page	2218 / 891
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT NC
Property Address	410 E 12TH ST, WASHINGTON, NC 27889-3725
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E 12TH ST, WASHINGTON, NC 27889-3725

Mortgage

Document Number	002216/109
Date	Oct 27, 2025
Book Page	2216/109
Instrument	2025005071

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Sep 1, 2054

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT NC
Property Address	410 E 12TH ST, WASHINGTON, NC 27889-3725
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E 12TH ST, WASHINGTON, NC 27889-3725

Mortgage

Document Number	002175/960
Date	Aug 13, 2024
Book Page	2175/960
Instrument	2024003652

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT NC
Recording Date	Nov 25, 2025
Property Address	410 E 12TH ST, WASHINGTON, NC 27889-3725
Document Number	002218/891
Book / Page	2218 / 891
Map Reference	MB 392 PG 35
Instrument Date	Nov 14, 2025
Instrument	2025005590
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7142 FIRE LN, MECHANICSVILLE, VA 23116-4856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E 12TH ST, WASHINGTON, NC 27889-3725

Mortgage

Document Number	2025005591
Date	Nov 25, 2025
Instrument	2025005591

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Municipality	Washington City
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$690.00 (-1.43%)	$106,299 (+145.97%) Land $24,710 Building $81,589	$106,299 (+145.97%) Land $24,710 Building $81,589
2023	$700.00	$43,217 Land $12,450 Building $30,767
2018			$43,217 Land $12,450 Building $30,767

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	191 (1982–2020)
Claims Outside the SFHA	21 of 191
Most Recent Claim	Nov 2020 · Tropical Storm Eta
Claims by Event	Hurricane Irene, Aug 2011 · 27 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 27 claims Hurricane Dennis, Sep 1999 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WASHINGTON serves 13,000 people · EPA ID NC0407010
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: RiverStreet Networks.

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