Pamlico County property record for 410 Debbie St, Bayboro, NC 28515
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 4,208 sqft · built 2024 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,000 (Aug 2022) |
| Tax Bill | $2,229 (2025) |
| Deeds & Mortgages | Feb 2024 Construction Loan Aug 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | G042-201 |
| Primary APN | G042-201 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,208 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 568 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 33589 |
|---|---|
| Street Address | 410 DEBBIE ST |
| City | BAYBORO |
| State | NC |
| Zip | 28515-9443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Legal Description | W/SIDE COWELL LANE 6561410899000 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 950103 |
410 Debbie St is owned by an individual who bought it in August 2022.
Source: Pamlico County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 877 COOPER RD, BAYBORO, NC 28515-9543 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Aug 9, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2022 · Amount on File |
| Deed Sale | Aug 9, 2022 · Amount on File |
| Deed Book / Page | 702 / 845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 410 DEBBIE ST, BAYBORO, NC 28515-9443 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 877 COOPER RD, BAYBORO, NC 28515-9543 |
| Document Number | 0000722/54 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 722/54 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | Aug 9, 2022 |
| Property Address | 410 DEBBIE ST, BAYBORO, NC 28515-9443 |
| Document Number | 000702/845 |
| Book / Page | 702 / 845 |
| Instrument Date | Jul 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $84.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5305 DEEP RIVER RD, SANFORD, NC 27330-6579 |
| Name | Verified Name |
|---|---|
| Address | 877 COOPER RD, BAYBORO, NC 28515-9543 |
The 2025 property tax bill for 410 Debbie St was $2,229.
Source: Pamlico County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Bayboro Town |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,229.00 | $231,023 Land $25,788 Building $205,235 | $231,023 Land $25,788 Building $205,235 |
| 2023 | $243.00 | $25,788 Land $25,788 | $25,788 Land $25,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 410 Debbie St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 28 (1996–2018) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 410 Debbie St is moderate, ranking above 67% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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