410 Creek Rd, Oceanside, CA 92058 Property Records

San Diego County property record for 410 Creek Rd, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1981
Lot Size	0.13 acres (5,647 sqft)
Owner	2 Company Names on Record
Last Sale	$154,000 (Oct 1999)
Tax Bill	$2,618 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`158-352-14-00`

Property Details

APN / Parcel Number

Primary APN	`158-352-14-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,647 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	410 CREEK RD
City	OCEANSIDE
State	CA
Zip	92058-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 17 TR 009606
Legal Subdivision	ORCHARD CREEK
Legal Tract	009606
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18622

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	410 CREEK RD, OCEANSIDE, CA 92058-1647
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage GROVES CAPITAL INC
Mar 23, 2020	Deed of Trust, Mortgage · Conventional with PMI GROVES CAP INC
Jul 20, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Sep 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 1999 · Amount on Record
Deed Sale	Oct 26, 1999 · Amount on Record
Prior Sale	Jun 14, 1989 · Amount on Record
Deed Document Number	1999715793
Last Transfer Date	Aug 10, 2017
Transfer Doc	0000430316
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	410 CREEK RD, OCEANSIDE, CA 92058-1647
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 CREEK RD, OCEANSIDE, CA 92058-1647

Mortgage

Document Number	0000384185
Date	May 20, 2021
Instrument	2021-0384185

Lender

Name	GROVES CAPITAL INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	410 CREEK RD, OCEANSIDE, CA 92058-1647
Document Number	0000160260
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 CREEK RD OCEANSIDE CA 920581647, OCEANSIDE, CA 92058-1647

Mortgage

Document Number	0000160260
Date	Mar 27, 2020
Instrument	160260

Lender

Name	GROVES CAP INC
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	410 CREEK RD, OCEANSIDE, CA 92058-1647
Document Number	0000303939
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 CREEK RD OCEANSIDE CA 920581647, OCEANSIDE, CA 92058-1647

Mortgage

Document Number	0000303939
Date	Jul 25, 2019
Instrument	303939

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2017
Property Address	410 CREEK RD, OCEANSIDE, CA 92058-1647
Document Number	0000430316
Instrument Date	Aug 10, 2017
Instrument	430316
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 CREEK RD OCEANSIDE CA 920581647, OCEANSIDE, CA 92058-1647

Mortgage

Document Number	430317
Date	Sep 20, 2017
Instrument	430317

Lender

Name	EAGLE HM MTG/CA
Type	Mortgage Company
Address	CORONA, CA 92800

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$241,397 (+2%) Land $99,885 Building $141,512
2025	$2,618.00 (+5.31%) Homeowner's exemption	$236,665 (+4.04%) Land $97,927 Building $138,738
2023	$2,486.00 (+1.59%) Homeowner's exemption	$227,476 Land $94,125 Building $133,351
2022	$2,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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