1. Home
  2. North Carolina
  3. Cabarrus County
  4. Concord
  5. Cold Springs Rd

410 Cold Springs Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 410 Cold Springs Rd, Concord, NC 28025

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 1,566 sqft · built 1948
Lot Size1.48 acres (64,469 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Nov 2013)
Tax Bill$1,559 (2023)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN5640 97 2739

Property Details

APN / Parcel Number

Primary APN5640 97 2739
Alternative APNs
  • 11021 0005.000000
  • 92365

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,566 sqft Living Area
Gross Area2,437 sqft
1st Floor Area1,566 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1988
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area64,469 sqft (1.48 acres)
Lot Width175 ft Width
Garage TypeMixed
Garage Area624 sqft
DrivewayAsphalt Driveway
Driveway Area3,000 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area271 sqft
Storage Building64 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number92365
Street Address410 COLD SPRINGS RD
CityCONCORD
StateNC
Zip28025-7233
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAO
Legal DescriptionLEFLER
Legal SubdivisionLAKE LYNN LODGE
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group3
Census Block3000
Census Tract40502

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address410 COLD SPRINGS RD, CONCORD, NC 28025-7233
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2013 · Amount on Record
Deed SaleNov 12, 2013 · Amount on Record
Deed Book / Page10768 / 32
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address410 COLD SPRINGS RD, CONCORD, NC 28025-7233
Document Number12996305
Instrument DateMay 9, 2018
Transaction TypeMortgage
Record UpdatedMay 28, 2018
Title CompanyACCURATE TITLE GROUP

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 COLD SPRINGS RD CONCORD NC 280257233, CONCORD, NC 28025-7233

Mortgage

Document Number12996305
DateMay 14, 2018
Book Page012996/000305
Instrument11172
Lender
NameSTATE EMPS FCU/NY
TypeCredit Union
AddressRALEIGH, NC 27611-5279
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 13, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$301,890 (+55.78%) Land $57,450 Building $244,440
2024$301,890 (+55.78%) Land $57,450 Building $244,440
2023$1,559.00$193,790 Land $39,310 Building $154,480$193,790 Land $39,310 Building $154,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cold Springs Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures