410 Bear Cub Dr, Ridgway, CO 81432 Property Records

Ouray County property record for 410 Bear Cub Dr, Ridgway, CO 81432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,472 sqft · built 2024
Lot Size	0.944 acres (41,121 sqft)
Owner	2 Individual Names on File
Last Sale	$1,225,000 (May 2024)
Tax Bill	$3,453 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R002881`

Property Details

APN / Parcel Number

Primary APN	`R002881`
Alternative APN	`425536109333`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Building Area	2,472 sqft Heated Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Custom Design
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	41,121 sqft (0.944 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R002881
Street Address	410 BEAR CUB DR
City	RIDGWAY
State	CO
Zip	81432-8928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: FAIRWAY PINES ESTATES FILING NO. 3A LOT: 333 S: 36 T: 46 R: 9
Legal Range	09
Legal Township	46
Legal Section	36
Legal Subdivision	FAIRWAY PINES ESTATES
Legal Lot Number	333
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	1
Census Block	1060
Census Tract	967601

Owner

410 Bear Cub Dr is owned and occupied by two individuals who acquired it in March 2026.

Source: Ouray County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	410 BEAR CUB DR, RIDGWAY, CO 81432-8928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 27, 2022	Quit Claim Deed, Transfer Quitclaim
May 10, 2021	Warranty Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2024 · Amount on File
Deed Sale	May 15, 2024 · Amount on File
Prior Sale	May 10, 2021 · Amount on File
Deed Document Number	2024237063
Last Transfer Date	Mar 18, 2026
Transfer Doc	0000241157
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OURAY CO
Recording Date	Mar 26, 2026
Property Address	410 BEAR CUB DR, RIDGWAY, CO 81432-8928
Document Number	0000241157
Map Reference	DOC 157173
Instrument Date	Mar 18, 2026
Instrument	241157
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	FITCO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	410 BEAR CUB DR, RIDGWAY, CO 81432-8928

Mortgage

Document Number	0000241158
Date	Mar 26, 2026
Instrument	241158

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OURAY CO
Recording Date	Jun 27, 2022
Property Address	410 BEAR CUB DR, RIDGWAY, CO 81432-8928
Document Number	0000232453
Map Reference	DOC 157173
Instrument Date	Sep 29, 2021
Instrument	232453
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 W GRANADA RD, PHOENIX, AZ 85003-1151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 W GRANADA RD, PHOENIX, AZ 85003-1151

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OURAY CO
Recording Date	May 10, 2021
Property Address	410 BEAR CUB DR, RIDGWAY, CO 81432-8928
Document Number	0000228773
Map Reference	DOC 157173
Instrument Date	May 5, 2021
Instrument	228773
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$4.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 CYPRESS CT, DURANGO, CO 81301-3782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 W GRANADA RD, PHOENIX, AZ 85003-1151

Tax Assessment & Valuation

The 2025 property tax bill for 410 Bear Cub Dr was $3,453, up 34.4% from the year before.

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Unified School District	Ridgway School District R-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,453.00 (+34.36%)	$63,230 (+26.64%) Land $5,000 Building $58,230	$1,011,610 (+35.76%) Land $80,000 Building $931,610
2024	$2,570.00 (+152.95%)	$49,930 (+174.79%) Land $6,940 Building $42,990	$745,120 (+177.28%) Land $103,550 Building $641,570
2023	$1,016.00	$18,170 Land $7,120 Building $11,050	$268,720 Land $105,310 Building $163,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 410 Bear Cub Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Bear Cub Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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