410 A St, Commerce, OK 74339 Property Records

Ottawa County property record for 410 A St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1968
Lot Size	0.11 acres (4,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Jun 2026)
Tax Bill	$212 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`20406`

Property Details

APN / Parcel Number

Primary APN	`20406`
Alternative APN	`5635-00-081-001-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,680 sqft (0.11 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20406
Street Address	410 A ST
City	COMMERCE
State	OK
Zip	74339-2400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 39' LT 1, BLK 81 SECOND ADDN TO COMMERCE LIS PENDENS 1227/96
Legal Subdivision	SECOND ADDN TO COMMERCE
Legal Block	81
Legal Lot Number	1
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3082
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17536 S HIGHWAY 10, WYANDOTTE, OK 74370-2200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage METRO BANK
Jun 24, 2026	Special Warranty Deed, Transfer VENDOR CONNECT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Nov 14, 2025 · Amount on Record
Deed Document Number	20263049
Deed Book / Page	1264 / 798
Last Transfer Date	Jul 29, 2026
Transfer Doc	0000003720
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jul 30, 2026
Property Address	410 A ST, COMMERCE, OK 74339-2400
Document Number	0000003720
Book / Page	1268 / 149
Instrument Date	Jul 29, 2026
Instrument	20263720
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA COUNTY ABSTRACT & TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17536 S HIGHWAY 10, WYANDOTTE, OK 74370-2200

Mortgage

Document Number	0000003721,
Date	Jul 30, 2026
Instrument	20263721

Lender

Name	METRO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 5, 2031

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jun 24, 2026
Property Address	410 A ST, COMMERCE, OK 74339-2400
Document Number	0000003049
Book / Page	1264 / 798
Instrument Date	Apr 10, 2026
Instrument	20263049
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	VENDOR CONNECT

Transaction

Amount	Amount Recorded
Tax	$6,817.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 A ST, COMMERCE, OK 74339-2400

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,874 (+40.32%) Land $162 Building $5,712	$51,528 (+1.11%) Land $1,419 Building $50,109
2025	$212.00 (+0.95%) Homeowner's exemption	$4,186 (+3%) Land $119 Building $4,067	$50,961 (-4.11%) Land $1,419 Building $49,542
2024	$210.00 (+2%) Homeowner's exemption	$4,064 (+2.99%) Land $116 Building $3,948	$53,148 (-) Land $1,419 Building $51,729
2023	$175.00 (+4.79%) Homeowner's exemption	$3,946 (+3.03%) Land $113 Building $3,833	$53,148 (-) Land $1,419 Building $51,729
2022	$167.00 Homeowner's exemption	$3,830 Land $110 Building $3,720	$53,148 Land $1,419 Building $51,729

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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