Chippewa County property record for 410 4th St, Watson, MN 56295
| Property Type | Multi-Family Dwellings |
|---|---|
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,396 (2026) |
| Deeds & Mortgages | Oct 2020 Refinance Oct 2020 Refinance |
| APN | 90-050-1410 |
| Primary APN | 90-050-1410 |
|---|---|
| Alternative APN |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 15,246 sqft (0.35 acres) |
| Account Number | 7519 |
|---|---|
| Street Address | 410 4TH ST |
| City | WATSON |
| State | MN |
| Zip | 56295-1148 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | ORIGINAL PLAT LOTS 1 & 4 BLOCK 14 |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 14 |
| Legal Lot Number | 1,4 |
| Jurisdiction | CHIPPEWA MN |
| Township / Civil Division | WATSON |
| Census Block Group | 2 |
| Census Block | 2199 |
| Census Tract | 950500 |
410 4th St, a residential property, is owned and occupied by two individuals.
Source: Chippewa County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 410 4TH ST, WATSON, MN 56295-1148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CO-OP CREDIT UNION |
| Oct 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CO-OP CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA MN |
| Property Address | 410 4TH ST, WATSON, MN 56295-1148 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000307465 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | A000307465 |
| Name | CO-OP CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Nov 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA MN |
| Property Address | 410 4TH ST, WATSON, MN 56295-1148 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000307464 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | A000307464 |
| Name | CO-OP CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Nov 1, 2025 |
The 2026 property tax bill for 410 4th St was $2,396 with a homeowner's exemption.
Source: Chippewa County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chippewa County |
| Municipality | Watson City |
| Unified School District | Montevideo Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,396.00 Homeowner's exemption | $100,600 (-4.91%) Land $2,600 Building $98,000 | $100,600 (-4.91%) Land $2,600 Building $98,000 |
| 2025 | $105,800 Land $2,600 Building $103,200 | $105,800 Land $2,600 Building $103,200 | |
| 2023 | $105,800 Land $2,600 Building $103,200 | $105,800 Land $2,600 Building $103,200 | |
| 2022 | $2,254.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 410 4th St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 410 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Watson serves 175 people · EPA ID MN1120006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Mutual Cooperative Telephone Company Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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