Mercer County property record for 410 2nd Ave E, Zap, ND 58580
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10.3 acres (452,588 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,611 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ZZ14489900032A |
| Primary APN | ZZ14489900032A |
|---|
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 452,588 sqft (10.3 acres) |
| Street Address | 410 2ND AVE E |
|---|---|
| City | ZAP |
| State | ND |
| Zip | 58580-8800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT B OF FORMER 20.35 ACRE TRACT IN SE4 14-144-89 |
| Legal Tract | B |
| Jurisdiction | MERCER ND |
| Township / Civil Division | ZAP |
| Census Block Group | 1 |
| Census Block | 1249 |
| Census Tract | 961800 |
Source: Mercer County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 410 2ND AVE E, ZAP, ND 58580-8800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER ND |
| Property Address | 410 2ND AVE E, ZAP, ND 58580-8800 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000279/0000000205 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 0000000279/0000000205 |
| Instrument | 000000216509 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
Source: Mercer County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Mercer County |
| Municipality | Zap City |
| Unified School District | Beulah Public School District 27 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,240 (-9.42%) Land $12,570 Building $126,670 | $278,480 (-9.42%) Land $25,140 Building $253,340 | |
| 2025 | $2,611.00 (-18.51%) | $153,720 (+3.44%) Land $12,570 Building $141,150 | $307,440 (+3.44%) Land $25,140 Building $282,300 |
| 2024 | $3,204.00 | ||
| 2023 | $148,615 Land $12,570 Building $136,045 | $297,230 Land $25,140 Building $272,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2009–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2011 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 47% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ZAP serves 237 people · EPA ID ND2901054 |
|---|---|
| Water Source | Purchased surface water from OMND WATER TREATMENT PLANT |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Chloramine resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West River Telecommunications Cooperative Fiber | 1,000 / 1,000 |
May also be available: Midco.
5G (outdoors only) and 4G LTE
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