41 Winthrop St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 41 Winthrop St, Concord, MA 01742

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,731 sqft · built 2017
Lot Size	0.146 acres (6,343 sqft)
Owner	Trust Name on File
Last Sale	$864,000 (Nov 2023)
Tax Bill	$108 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103112`

Property Details

APN / Parcel Number

Primary APN	`103112`
Alternative APN	`CONC M:9D B:2177 L:41`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,731 sqft Living Area
Gross Area	2,208 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	6,343 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	103112
Street Address	41 WINTHROP ST
City	CONCORD
State	MA
Zip	01742-2052
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	2177
Legal Lot Number	41
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4002
Census Tract	361200

Owner

41 Winthrop St, a condominium, is owner-occupied and held in a trust since November 2023.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record	Trust Name on File
Mailing Address	41 WINTHROP ST, CONCORD, MA 01742-2052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Condominium Deed, Transfer · Stand-Alone First Mortgage MUTUALONE BANK
Dec 14, 2023	Condominium Deed, Transfer
Jun 29, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Deed Document Number	2023132897
Deed Book / Page	82230 / 72
Prior Transfer Date	Oct 20, 2023
Prior Transfer Doc	082307-512
Record Updated	Sep 20, 2026

November 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CONCORD MA
Recording Date	Nov 20, 2023
Property Address	41 WINTHROP ST, CONCORD, MA 01742-2052
Document Number	0082230-72
Book / Page	82230 / 72
Instrument Date	Nov 20, 2023
Instrument	132897
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39-41 WINTHROP ST # 41, 41, CONCORD, MA 01742

Mortgage

Document Number	0000132898
Date	Nov 20, 2023
Instrument	132898

Lender

Name	MUTUALONE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Dec 1, 2028
Max Rate At Change	2.75%
Index	1-Year CMT

December 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CONCORD MA
Recording Date	Dec 14, 2023
Property Address	41 WINTHROP ST, CONCORD, MA 01742-2052
Document Number	082307-512
Book / Page	82307 / 512
Instrument Date	Oct 20, 2023
Instrument	142467
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39-41 WINTHROP ST # 41, 41, CONCORD, MA 01742

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Jun 29, 2021
Property Address	41 WINTHROP ST, CONCORD, MA 01742-2052
Document Number	078133-167
Book / Page	78133 / 167
Instrument Date	Jun 21, 2021
Instrument	147195
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WINTHROP ST, CONCORD, MA 01742-2052

Tax Assessment & Valuation

The 2025 property tax bill for 41 Winthrop St was $108, down 98.9% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$108.00 (-98.92%)	$817,300 (+6.92%) Building $817,300	$771,305
2024	$10,037.00 (+3.44%)	$764,400 (+2.1%) Building $764,400
2023	$9,703.00	$748,700 Building $748,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Winthrop St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Winthrop St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winthrop St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures