Bergen County and Ramsey Borough property record for 41 Windsor Ln, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,587 sqft · built 2013 |
| Lot Size | 21.3 acres (928,481 sqft) |
| Owner | Company Name on Record |
| Last Sale | $867,000 (Aug 2018) |
| Tax Bill | $22,083 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04301-0000-00014-02-C0041 |
| Primary APN | 48-04301-0000-00014-02-C0041 |
|---|---|
| Alternative APN |
|
| Building Area | 2,587 sqft Living Area |
|---|
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Condo/Apartment |
| Lot Area | 928,481 sqft (21.3 acres) |
| Street Address | 41 WINDSOR LN |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21.315 AC |
| Legal Subdivision | BEARS COVE |
| Legal Block | 4301 |
| Legal Lot Number | 14.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 44 BERMUDA LAKE DR, PALM BEACH GARDENS, FL 33418-4584 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 28, 2021 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE |
| Aug 30, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2018 · Amount on Record |
| Deed Sale | Aug 30, 2018 · Amount on Record |
| Prior Sale | May 14, 2013 · Amount on Record |
| Deed Document Number | 201818-062278 |
| Deed Book / Page | 3040 / 1807 |
| Last Transfer Date | Jun 9, 2021 |
| Transfer Doc | 0042391026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 28, 2021 |
| Property Address | 41 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Number | 0042391026 |
| Book / Page | 4239 / 1026 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 2021103579 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 44 BERMUDA LAKE DR, PALM BEACH GARDENS, FL 33418-4584 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 30, 2018 |
| Property Address | 41 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Number | 0030401807 |
| Book / Page | 003040 / 001807 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 62278 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $867.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 WINDSOR LN RAMSEY NJ 074462401, RAMSEY, NJ 07446-2401 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,095,300 (+2.13%) Land $240,000 Building $855,300 | $1,095,300 (+2.13%) Land $240,000 Building $855,300 | |
| 2025 | $22,083.00 (-4.5%) | $1,072,500 (+30.89%) Land $225,000 Building $847,500 | $1,072,500 (+30.89%) Land $225,000 Building $847,500 |
| 2024 | $23,123.00 (+7.59%) | ||
| 2023 | $819,400 Land $225,000 Building $594,400 | $819,400 Land $225,000 Building $594,400 | |
| 2022 | $21,492.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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