41 Wilder Cir, Spring Lake, NC 28390 Property Records

Harnett County property record for 41 Wilder Cir, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,557 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$2,718 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500045464`

Property Details

APN / Parcel Number

Primary APN	`1500045464`
Alternative APN	`01053509 0100 76`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,557 sqft Heated Area
1st Floor Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	660 sqft
Porch	Porch
Porch Area	192 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500045464
Street Address	41 WILDER CIR
City	SPRING LAKE
State	NC
Zip	28390-9397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#392 ANDERSON CREEK PH2B3 MAP#2006-1143
Legal Subdivision	ANDERSON CREEK CLUB
Legal Phase	2
Legal Lot Number	392
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2006
Census Tract	71204

Owner

41 Wilder Cir is owned and occupied by an individual who acquired it in October 2021.

Source: Harnett County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	41 WILDER CIR, SPRING LAKE, NC 28390-9397
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 28, 2021	Intrafamily Transfer, Transfer · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Dec 19, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK
Nov 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021
Deed Sale	Oct 28, 2021
Prior Sale	Nov 29, 2017 · Amount on File
Deed Document Number	202125446
Deed Book / Page	4067 / 143
Prior Transfer Date	Oct 23, 2021
Prior Transfer Doc	0000025446
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	Aug 5, 2026
Property Address	41 WILDER CIR, SPRING LAKE, NC 28390-9397
Document Number	0000016075
Book / Page	4356 / 2807
Instrument Date	Jul 22, 2026
Instrument	202616075
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WILDER CIR, SPRING LAKE, NC 28390-9397

Mortgage

Document Number	0000016075,
Date	Aug 5, 2026
Book Page	4356/2807
Instrument	202616075

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2056

Interest

Rate	6.49%
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARNETT NC
Recording Date	Oct 28, 2021
Property Address	41 WILDER CIR, SPRING LAKE, NC 28390-9397
Document Number	0000025446
Book / Page	4067 / 143
Map Reference	MB 2006 PG 1143
Instrument Date	Oct 23, 2021
Instrument	2021025446
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	SURETY LENDER SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WILDER CIR, SPRING LAKE, NC 28390-9397

Mortgage

Document Number	0000025447
Date	Oct 28, 2021
Instrument	2021025447

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARNETT NC
Property Address	41 WILDER CIR, SPRING LAKE, NC 28390-9397
Document Number	0000001056
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WILDER CIR SPRING LAKE NC 283909397, SPRING LAKE, NC 28390-9397

Mortgage

Document Number	0000001056
Date	Jan 26, 2018
Book Page	003575/000297
Instrument	1056

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 29, 2017
Property Address	41 WILDER CIR, SPRING LAKE, NC 28390-9397
Document Number	0000017781
Book / Page	003561 / 000680
Instrument Date	Oct 25, 2017
Instrument	17781
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 TUSCANY LN VINE GROVE KY 401758403, VINE GROVE, KY 40175-8403

Tax Assessment & Valuation

The 2026 property tax bill for 41 Wilder Cir was $2,718, up 14.5% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,718.00 (+14.54%)	$400,875 (+22.78%)	$400,875 (+22.78%) Land $70,380 Building $330,495
2025	$2,373.00	$326,508	$326,508 Land $67,320 Building $259,188
2023	$2,373.00	$326,508	$326,508 Land $67,320 Building $259,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Wilder Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (2013–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Wilder Cir is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wilder Cir

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