41 Whipple Rd, Lincoln, RI 02865 Property Records

Lincoln Town property record for 41 Whipple Rd, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,672 sqft · built 2011
Lot Size	2.64 acres (114,998 sqft)
Owner	2 Individual Names on File
Last Sale	$489,000 (Oct 2012)
Tax Bill	$12,616 (2025)
Deeds & Mortgages	Feb 2021 Refinance Oct 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-06858-18`

Property Details

APN / Parcel Number

Primary APN	`2-06858-18`
Alternative APN	`LINC M:44 L:218.0 U`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,672 sqft Living Area
Gross Area	5,392 sqft
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	114,998 sqft (2.64 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2-06858-18
Street Address	41 WHIPPLE RD
City	LINCOLN
State	RI
Zip	02865-4717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS20
Legal Lot Number	218.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4014
Census Tract	11600

Owner

41 Whipple Rd is owned and occupied by two individuals who bought it in October 2012.

Source: Lincoln Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 WHIPPLE RD, LINCOLN, RI 02865-4717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK INC
Oct 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK INC
May 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK INC
Nov 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NEWPORT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2012 · Amount on File
Deed Sale	Oct 26, 2012 · Amount on File
Deed Book / Page	1795 / 307
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	41 WHIPPLE RD, LINCOLN, RI 02865-4717
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2317-18
Date	Feb 26, 2021
Book Page	2317/18
Instrument	20210000001075

Lender

Name	FIRST BANK INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	41 WHIPPLE RD, LINCOLN, RI 02865-4717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2277-108
Date	Oct 7, 2020
Book Page	2277/108
Instrument	20200000004009

Lender

Name	FIRST BANK INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	41 WHIPPLE RD, LINCOLN, RI 02865-4717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2243-194
Date	May 22, 2020
Book Page	2243/194
Instrument	1827

Lender

Name	FIRST BANK INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	41 WHIPPLE RD, LINCOLN, RI 02865-4717
Document Number	2089-127
Book / Page	002089 / 000127
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WHIPPLE RD LINCOLN RI 028654717, LINCOLN, RI 02865-4717

Mortgage

Document Number	2089-127
Date	Nov 20, 2017
Book Page	002089/000127

Lender

Name	BANK OF NEWPORT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 19, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 41 Whipple Rd was $12,616.

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Lincoln Town
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,616.00	$933,100 Land $289,000 Building $644,100	$1,011,564
2023	$11,860.00	$719,200 Land $226,600 Building $492,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Whipple Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Whipple Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whipple Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures