St. Charles County property record for 41 Wellington Downs Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,187 sqft · built 2005 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $292,000 (May 2013) |
| Tax Bill | $5,292 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T041700109 |
| Primary APN | T041700109 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,187 sqft Living Area |
| 1st Floor Area | 1,819 sqft |
| Basement Area | 1,368 sqft |
| Finished Basement | 1,231 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | 2 Story |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 625 sqft |
| Sewer | Connected |
|---|
| Account Number | T041700109 |
|---|---|
| Old Parcel Number | T041700109 |
| Street Address | 41 WELLINGTON DOWNS DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-7330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WELLINGTON PK LOT 23 |
| Legal Range | 02E |
| Legal Township | 46N |
| Legal Section | 00 |
| Legal Subdivision | WELLINGTON PK |
| Legal Lot Number | 23 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 311153 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 41 WELLINGTON DOWNS DR, O FALLON, MO 63368-7330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2023 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 27, 2018 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2013 · Amount on Record |
| Deed Sale | May 22, 2013 · Amount on Record |
| Prior Sale | Jul 25, 2005 |
| Deed Document Number | 0006022355 |
| Deed Book / Page | 6022 / 355 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 41 WELLINGTON DOWNS DR, O FALLON, MO 63368-7330 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Name | Verified Name |
|---|---|
| Address | 41 WELLINGTON DOWNS DR, O FALLON, MO 63368-7330 |
| Document Number | 0000025990 |
|---|---|
| Date | Jul 3, 2023 |
| Instrument | 2023R-025990 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 41 WELLINGTON DOWNS DR, O FALLON, MO 63368-7330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 41 WELLINGTON DOWNS DR, O FALLON, MO 63368-7330 |
| Document Number | 0000007623 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2022R-007623 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 41 WELLINGTON DOWNS DR, O FALLON, MO 63368-7330 |
| Document Number | 0069660724 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2018 |
| Title Company | ORT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 WELLINGTON DOWNS DR O FALLON MO 633687330, O FALLON, MO 63368-7330 |
| Document Number | 0069660724 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 006966/000724 |
| Instrument | 479410 |
| Name | NEIGHBORS CU |
|---|---|
| Address | ST LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,292.00 | $84,992 (+0.16%) | $447,324 (+0.16%) Land $75,000 Building $372,324 |
| 2023 | $84,853 | ||
| 2022 | $446,592 Land $50,000 Building $396,592 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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