Rowan County property record for 41 Wayne Black Rd, Clearfield, KY 40313
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,700 sqft |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Jan 2024) |
| Tax Bill | $1,639 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-00 00 018.00 |
| Primary APN | 128-00 00 018.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Basement Area | 468 sqft |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 304,920 sqft (7 acres) |
| Garage Type | Attached |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Account Number | 1857 |
|---|---|
| Street Address | 41 WAYNE BLACK RD |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE DETACHED GARAGE BARN & LAND & 3.776 AC CLACK MT EAST |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 950400 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 41 WAYNE BLACK RD, CLEARFIELD, KY 40313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on Record |
| Deed Sale | Jan 31, 2024 · Amount on Record |
| Prior Sale | Nov 16, 2016 · Amount on Record |
| Deed Document Number | 2027818 |
| Deed Book / Page | D290 / 576 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 41 WAYNE BLACK RD, CLEARFIELD, KY 40313 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | A438/160 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | A438/160 |
| Instrument | 2011220 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | May 1, 2041 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,639.00 (+40.45%) Disabled Person's exemption | $245,000 (+78.83%) Land $30,000 Building $215,000 | $245,000 (+78.83%) Land $30,000 Building $215,000 |
| 2023 | $1,167.00 | $137,000 Land $28,000 Building $109,000 | $137,000 Land $28,000 Building $109,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2015) |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 50 / 3 |
5G and 4G LTE (outdoors only)
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