41 Watson Ave, Narragansett, RI 02882 Property Records

Narragansett Town property record for 41 Watson Ave, Narragansett, RI 02882

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,584 sqft · built 1980
Lot Size	0.388 acres (16,906 sqft)
Owner	2 Trust Names on File
Last Sale	$924,000 (Jul 2022)
Tax Bill	$6,274 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NARR M:H B:59 L:C`

Property Details

APN / Parcel Number

Primary APN	`NARR M:H B:59 L:C`
Alternative APN	`23189952`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	2,650 sqft
Basement Area	984 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1992
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,906 sqft (0.388 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	23189952
Street Address	41 WATSON AVE
City	NARRAGANSETT
State	RI
Zip	02882-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	59
Legal Lot Number	C
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	2
Census Block	2019
Census Tract	51503

Owner

41 Watson Ave is held in a trust since July 2022.

Source: Narragansett Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11 MASSACO LN, GRANBY, CT 06035-1131
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · ARM LEADER BANK NA
Jul 11, 2022	Warranty Deed, Transfer
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO
Jun 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage SAVINGS INSTITUTE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Apr 8, 2003 · Amount on File
Deed Document Number	20222487
Deed Book / Page	1005 / 678
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Property Address	41 WATSON AVE, NARRAGANSETT, RI 02882-3627
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001006-726
Date	Aug 5, 2022
Book Page	1006/726
Instrument	2022002740

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Type Change Date	Sep 1, 2029
Index	1-Year CMT
Margin	3

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Jul 11, 2022
Property Address	41 WATSON AVE, NARRAGANSETT, RI 02882-3627
Document Number	001005-678
Book / Page	1005 / 678
Instrument Date	Jul 11, 2022
Instrument	2022002487
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 MASSACO LN, GRANBY, CT 06035-1131

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Property Address	41 WATSON AVE, NARRAGANSETT, RI 02882-3627
Document Number	907-282
Book / Page	000907 / 000282
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WATSON AVE NARRAGANSETT RI 028823627, NARRAGANSETT, RI 02882-3627

Mortgage

Document Number	907-282
Date	Jan 26, 2018
Book Page	000907/000282
Instrument	322

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Property Address	41 WATSON AVE, NARRAGANSETT, RI 02882-3627
Document Number	896-809
Book / Page	000896 / 000809
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WATSON AVE NARRAGANSETT RI 028823627, NARRAGANSETT, RI 02882-3627

Mortgage

Document Number	896-809
Date	Jun 21, 2017
Book Page	000896/000809
Instrument	2305

Lender

Name	SAVINGS INSTITUTE
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 20, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 41 Watson Ave was $6,274.

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,274.00	$924,000 Land $581,500 Building $342,500	$1,123,517
2023	$5,736.00 (+4.46%)	$616,100 (+0.98%) Land $395,600 Building $220,500
2022	$5,491.00	$610,100 Land $395,600 Building $214,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Watson Ave in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	260 units insured incl. 181 condo units
Nearby Flood Claims	30 (1980–2021)
Claims Outside the SFHA	5 of 30
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 9 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Watson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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