41 Waterview Pl, Freeport, FL 32439 Property Records

Walton County property record for 41 Waterview Pl, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,673 sqft · built 1987
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Feb 2024)
Tax Bill	$6,299 (2024)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23010-003-0060`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23010-003-0060`
Alternative APN	`1030864`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,673 sqft Living Area
Gross Area	5,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2005
Exterior Material	Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	19 ft deep x 8 ft wide
Garage Type	Mixed
Garage Area	550 sqft

Exterior Amenities

Porch	Porch
Porch Area	843 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1030864
Street Address	41 WATERVIEW PL
City	FREEPORT
State	FL
Zip	32439-9637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 WATERVIEW PLACE S/D A RE -SUBDIVISION OF LOTS 1, 2, 3 & 4 WATERVIEW PLACE OF WATERVIEW COVE PHASE 1 PB 7-44 OR 418-849
Legal Range	19W
Legal Township	01S
Legal Section	18
Legal Subdivision	WATERVIEW PLACE
Legal Phase	1
Legal Block	3
Legal Lot Number	6
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2083
Census Tract	950502

Owner

Source: Walton County records · APN 18-1S-19-23010-003-0060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	41 WATERVIEW PL, FREEPORT, FL 32439-9637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Line of Credit TYNDALL FCU
Feb 02, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2017	Deed of Trust, Mortgage · Line of Credit TYNDALL FCU
Jan 24, 2020	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Feb 02, 2024 · Amount on Record
Deed Sale	Feb 02, 2024 · Amount on Record
Prior Sale	Nov 18, 2013 · Amount on Record
Deed Document Number	20240003685
Deed Book / Page	3314 / 2703
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	41 WATERVIEW PL, FREEPORT, FL 32439-9637
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WATERVIEW PL, FREEPORT, FL 32439-9637

Mortgage

Document Number	0031823900
Date	Feb 11, 2021
Book Page	3182/3900
Instrument	20210006625

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 02, 2024
Property Address	41 WATERVIEW PL, FREEPORT, FL 32439-9637
Document Number	0033142703
Book / Page	3314 / 2703
Map Reference	MB 7 PG 44
Instrument Date	Feb 01, 2024
Instrument	20240003685
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 AMADEUS AVE, FREEPORT, FL 32439-6564

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	75 REDBUD LN UNIT 211, 211, INLET BEACH, FL 32461-8128

Mortgage

Document Number	0033142705
Date	Feb 02, 2024
Instrument	3314/2705

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	41 WATERVIEW PL, FREEPORT, FL 32439-9637
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030560460
Date	Oct 30, 2017
Book Page	3056/0460
Instrument	2017000035792

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	41 WATERVIEW PL, FREEPORT, FL 32439-9637
Document Number	0031353100
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 WATERVIEW PL FREEPORT FL 324399637, FREEPORT, FL 32439-9637

Mortgage

Document Number	0031353100
Date	Mar 06, 2020
Book Page	003135/003100
Instrument	8255

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 05, 2050

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$804,484 (+23.05%) Land $320,000 Building $484,484	$804,484 (+23.05%) Land $320,000 Building $484,484
2024	$6,299.00 (+96.72%)
2023	$3,202.00 (+0.72%) Homeowner's exemption	$653,810 (+4.45%) Land $222,510 Building $431,300	$653,810 (+4.45%) Land $222,510 Building $431,300
2022	$3,179.00 Homeowner's exemption	$625,936 Land $246,986 Building $378,950	$625,936 Land $246,986 Building $378,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 296 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020, other causes, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 35

May also be available at this address: Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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